Talent.com
Credit Risk Review Manager
Credit Risk Review ManagerSeacoast National Bank • Tampa, FL, United States
Credit Risk Review Manager

Credit Risk Review Manager

Seacoast National Bank • Tampa, FL, United States
3 days ago
Job type
  • Full-time
Job description

Description

  • This role is for immediate hire

JOB SUMMARY :

Responsible for assisting the Credit Risk Review (CRR) team in executing its mandate of providing a fully independent assessment of credit risk management (1st line) and control (2nd line) to the Board of Directors and stakeholders of Seacoast Banking Corporation of Florida (SBC). The primary goals of the Credit Risk Review Manager are the accurate and timely evaluation of credit ratings, credit practices and credit risk monitoring to ensure the proper identification and management of credit risk across SBC.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

  • Manage a team of approximately 3-5 full time employees and / or third-party contractors.
  • Conduct regular risk assessments to assess the quantity of credit risk, quality of credit risk management, aggregate credit risk and direction of credit risk in accordance with regulatory guidance for an assigned portfolio of facilities.
  • Assist in the planning, preparation, management and execution of credit reviews as directed.
  • Supervise the execution of credit reviews for all divisions including, but not limited to, reviewing loan terms and structures, analyzing borrowers / guarantor / counterparty financial performance, assessing economic / industry operating environment, and other relevant risk factors.
  • Assess the accuracy of regulatory classifications, internal risk ratings, probability of default (PD) and loss given default (LGD) analysis and recommend changes as necessary.
  • Ensure all credit extensions have been made in compliance with lending policies, procedures and U.S. regulatory guidance and identify deficiencies in credit processes.
  • Discuss potential issues with responsible account officers, credit officers, CRR management and other relevant stakeholders as necessary and / or directed.
  • Prepare review reports of examination based upon CRR guidelines, as necessary.
  • Verify adequacy of the Current Expected Credit Loss (CECL) process and reserve levels as necessary.
  • Proactively recommend changes to credit policies and procedures as necessary.
  • Maintain up-to-date knowledge of assigned industries and / or portfolios, regulatory policies and requirements and new / pending laws and regulations and their potential impact on the bank and CRR.
  • Maintain a thorough understanding of bank compliance rules and regulations.
  • EDUCATION and / or EXPERIENCE

  • Bachelor's degree in Finance, Accounting, Economics, or Business Administration or equivalent work experience is necessary. MBA or financial certification (CFA, FRM, etc.) is highly desirable.
  • Successful completion of a formal financial services credit training program preferred.
  • Approximately 15-20 years' experience in credit, credit review and / or credit administration with a financial institution and / or U.S. regulatory agency (OCC, FRB, etc.). Experience at both is highly preferred.
  • Ability to assess and provide objective insight on various credit processes.
  • Familiarity with a variety of credit products (e.g. corporate credit, commercial real estate, residential mortgages, consumer retail financing, etc.) and willingness to lean new credit products.
  • Ability to work independently with minimal supervision.
  • Excellent interpersonal, communication (verbal and written) and negotiating skills.
  • Proficient in Microsoft Office Suite required; familiarity with SQL, Python or other data analytics tools a plus.
  • Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    Create a job alert for this search

    Credit Risk Manager • Tampa, FL, United States

    Related jobs
    Mortgage Title Review Manager

    Mortgage Title Review Manager

    PENNYMAC • Tampa, FL, US
    Full-time
    Pennymac (NYSE : PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. At Pennymac, our people are ...Show more
    Last updated: 8 days ago • Promoted
    Managing Director - Credit Risk Review - To 190K - Tampa, FL - Job 3353b

    Managing Director - Credit Risk Review - To 190K - Tampa, FL - Job 3353b

    The Symicor Group • Tampa, FL, US
    Full-time
    Quick Apply
    Managing Director - Credit Risk Review – To $190K – Tampa, FL – Job # 3353b.The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX.Our nationally uniqu...Show more
    Last updated: 30+ days ago
    Sales Account Executive - Remote

    Sales Account Executive - Remote

    Riverside Payments • Ruskin, Florida, US
    Remote
    Full-time
    Job Summary Riverside Payments is one of the largest and fastest growing merchant services companies in the nation.We give businesses the ability to accept debit and credit cards as a form of payme...Show more
    Last updated: 30+ days ago • Promoted
    Margin & Credit Risk Associate

    Margin & Credit Risk Associate

    Webull Financial • Saint Petersburg, Florida, United States, 33716
    Full-time
    Webull is a leading digital brokerage platform built on next generation global infrastructure.At Webull, we believe that everyone should have an equal opportunity to control their own financial fut...Show more
    Last updated: 30+ days ago
    Risk Manager

    Risk Manager

    Power Design • Saint Petersburg, FL, US
    Full-time
    Power Design is seeking a motivated professional to join our growing Legal team as our Risk Manager.This exciting opportunity allows for innovative expression and plays a critical role in managing ...Show more
    Last updated: 30+ days ago • Promoted
    Sr Credit Risk Analyst

    Sr Credit Risk Analyst

    RIT Solutions • Tampa, FL, US
    Temporary
    Analyzes non-IT business problems and articulates requirements to support process improvement opportunities.Identifies alternative solutions and makes recommendations to improve underwriting decisi...Show more
    Last updated: 30+ days ago • Promoted
    Credit Risk Review Data Analytics Manager

    Credit Risk Review Data Analytics Manager

    Seacoast National Bank • Tampa, FL, United States
    Full-time
    This role is for immediate hire • •.Manage Credit Risk Review's (CRR) credit risk analytics in support of its regulatory mandate to provide a fully independent analysis of U.UBS policy and regulator...Show more
    Last updated: 25 days ago • Promoted
    Audit Manager - Risk and Control Transformation

    Audit Manager - Risk and Control Transformation

    Citigroup • Tampa, FL, US
    Full-time
    Audit Manager - Risk And Control Transformation.The Audit Manager is an intermediate level role responsible for performing moderately complex audits and assessments of Citi's risk and control envir...Show more
    Last updated: 30+ days ago • Promoted
    Senior Corporate Credit Risk Officer

    Senior Corporate Credit Risk Officer

    Raymond James Financial • Saint Petersburg, FL, US
    Full-time
    Under general direction with a high level of autonomy, uses extensive knowledge and skills obtained through education and experience to support the Corporate and Real Estate Banking department by v...Show more
    Last updated: 30+ days ago • Promoted
    Senior Analyst, Interest Rate Risk

    Senior Analyst, Interest Rate Risk

    Raymond James Financial • Saint Petersburg, FL, US
    Full-time
    Job Opportunity At Raymond James.Under general supervision, uses knowledge and skills obtained through education and / or experience to support the Firm as it builds its asset & liability management ...Show more
    Last updated: 30+ days ago • Promoted
    Sr Credit Risk Manager

    Sr Credit Risk Manager

    Valley National Bancorp • Saint Petersburg, FL, US
    Full-time
    Responsibilities include but are not limited to : .Responsible for monitoring on a timely basis the ongoing financial health of an assigned loan portfolio while maintaining the ongoing communication ...Show more
    Last updated: 30+ days ago • Promoted
    Sr. Credit Risk Review Analyst - Commercial Lending

    Sr. Credit Risk Review Analyst - Commercial Lending

    Knowhirematch • Tampa, FL, US
    Full-time
    Quick Apply
    Credit Risk Review Analyst - Commercial Lending.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending.CRR's primary objecti...Show more
    Last updated: 30+ days ago
    Credit Risk Manager - Ybor City, FL

    Credit Risk Manager - Ybor City, FL

    Valley National Bancorp • Tampa, FL, US
    Full-time
    Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients. Participates in external client me...Show more
    Last updated: 30+ days ago • Promoted
    Credit Review Analyst

    Credit Review Analyst

    TDSYNNEX • Clearwater Beach, FL, US
    Full-time
    The Credit Review Analyst at TD SYNNEX is responsible for evaluating new and existing customer accounts to establish appropriate credit limits and terms. This role involves reviewing sales orders fo...Show more
    Last updated: 30+ days ago • Promoted
    Credit Risk Review Data Analytics Manager

    Credit Risk Review Data Analytics Manager

    Seacoast Bank • Tampa, FL, US
    Full-time
    Credit Risk Review Data Analytics Manager.Manage Credit Risk Review's (CRR) credit risk analytics in support of its regulatory mandate to provide a fully independent analysis of U.UBS policy and re...Show more
    Last updated: 24 days ago • Promoted
    Credit Risk Review Manager

    Credit Risk Review Manager

    Seacoast National Bank • Tampa, FL, United States
    Full-time
    This role is for immediate hire • •.Responsible for assisting the Credit Risk Review (CRR) team in executing its mandate of providing a fully independent assessment of credit risk management (1st li...Show more
    Last updated: 24 days ago • Promoted
    Credit Risk Review Manager

    Credit Risk Review Manager

    Seacoast Bank • Tampa, FL, US
    Full-time
    Responsible for assisting the Credit Risk Review (CRR) team in executing its mandate of providing a fully independent assessment of credit risk management (1st line) and control (2nd line) to the B...Show more
    Last updated: 22 days ago • Promoted
    Manager, Interest Rate Risk Governance

    Manager, Interest Rate Risk Governance

    Raymond James Financial • Saint Petersburg, FL, US
    Full-time
    This position manages Financial Analysts and will perform a wide range of other economic or financial analyses such as competitive trends, pricing, cash flow, product line evaluation, and capital a...Show more
    Last updated: 30+ days ago • Promoted
    Fraud Manager, PINS

    Fraud Manager, PINS

    Zelis Healthcare, LLC • St. Petersburg, FL, United States
    Full-time
    Zelis is modernizing the healthcare financial experience across payers, providers, and healthcare consumers.We serve more than 750 payers, including the top five national health plans, regional hea...Show more
    Last updated: 30+ days ago • Promoted
    Car Wash Attendant

    Car Wash Attendant

    In & Out Car Wash • Ruskin, FL, US
    Full-time +1
    As a Car Wash Attendant on our team, you'll ensure that every vehicle is sparkling clean and ready to shine, all while delivering excellent customer service in a fun, fast-paced environment.For...Show more
    Last updated: 16 days ago • Promoted