Intern - Compliance

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Position Title : Intern - Compliance

Locations : O'Fallon_MO

Time Type : Full time

Req ID : JR1230-O'Fallon_MO

At Midland, we’re proud to be a little different. You can see it in our bright orange signs-but there’s more to it than that. With our heartfelt and personalized approach, we’re focused on meeting every customer’s needs with the brightest solutions.

For more than 140 years, we’ve learned by serving customers skillfully with dedication and follow-through, we can brighten every interaction to drive our collective success. And this goes beyond traditional banking.

We foster programs that empower our communities, continuously invest in our employees, and actively pursue brighter futures for all.

Our humble ambition keeps us growing, giving back, and looking ahead. We’re innovating and optimizing our services to ensure we stay unique - providing strength you can count on with heart you can feel.

You might say we’re unlike any other bank.

And you’d be right."

At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and / or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.

Intern – Compliance

St. Louis, MO | Effingham IL

Rate of Pay : $15 an hour

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

Position Summary

The Compliance Intern will join the Risk Management team to gain exposure to regulatory compliance, control testing, and enterprise-wide risk processes. This internship offers a hands-on opportunity to understand how compliance supports the bank’s overall risk management strategy, governance framework, and regulatory readiness. The intern will work alongside experienced compliance professionals to enhance reporting, testing, and analysis while contributing to projects that strengthen Midland’s culture of accountability and integrity.

Primary Accountabilities

Assist in control testing and validation of key compliance and risk management processes.

Support the development of enhanced compliance reporting and analytics.

Research and contribute to AI-related use cases for compliance and risk functions.

Participate in the annual Business Continuity Plan (BCP) testing exercise.

Assist with reviewing and updating risk registers, policies, and documentation.

Collaborate with cross-functional teams to identify process improvements and streamline compliance operations.

Attend departmental meetings, cross-functional discussions, and ROCI (Risk Oversight & Control Improvement) sessions for professional development.

Perform other duties as assigned.

Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).

Position Qualifications

Education / Experience :

Currently enrolled in a degree program in Finance, Business Administration, Economics, Data Analytics, Risk Management, Compliance, or a related field, with at least two years of coursework completed.

Strong analytical, problem-solving, and communication skills.

Proficient in Microsoft Office Suite (Excel, Word, PowerPoint).

Detail-oriented with excellent organizational and time management abilities.

Professional demeanor and eagerness to learn in a team environment.

Demonstrated interest in compliance, regulatory frameworks, or financial services.

Internship Details :

Internship duration : Must be available mid-May through late July 2026.

Schedule : Must be available Monday–Friday, 8 : 00 a.m.–5 : 00 p.m. (40 hours / week).

Must reside locally and report to either the St. Louis, MO or Effingham, IL office.

Competencies : Business insight

Cultivates innovation

Drives results

Makes sound decisions

Being a brand champion

Collaborates

Communicates effectively

Customer focus

Being Authentic

Emotional Intelligence

Self-development

Being flexible and adaptable

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at HR@midlandsb.com.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at HR@midlandsb.com.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

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