Mortgage Loan Originator

Mortgage Loan Originator

Job Details

Job Location

Boulder - Boulder, CO

Remote Type

Fully Remote

Position Type

Full Time

Salary Range

$65000.00 - $65000.00 Salary / year

Job Posting Date(s)

End Date

11 / 14 / 2025

Description

Do you desire a career that provides you with opportunities to learn, grow, and impact your community? Flatirons Bank is seeking candidates from all backgrounds to join our team.

We are looking for driven, reliable, hardworking candidates who want to make a difference in their community and work for a company where their opinion counts. We want our employees to be proactive, resourceful, communicative, efficient, and to provide key input into the future success of our team. If your goal is to build a career with impact and influence, consider joining the dedicated team at Flatirons Bank.

WHO WE ARE

Flatirons Bank is a full-service independent bank dedicated to serving the financial needs of individuals, businesses, and nonprofits in Boulder County. With locations in Boulder and Longmont, we provide personalized banking experience, making all our decisions locally. Since our inception over two decades ago, our goal has been to bring more to banking in Boulder County. We take pride in developing personal relationships with our clients while maintaining the highest level of professional service. Our suite of services includes Personal and Business Banking services, Professional Services Banking, Treasury Management, Mortgage Lending, and Commercial Real Estate Lending solutions.

Flatirons Bank not only provides personalized and innovative banking solutions for our clients, but our employees also personally contribute to making a difference in the Boulder County community through a variety of nonprofit organizations. Flatirons Bank’s headquarters location in Boulder was the first in the county to achieve LEED Gold certification upon its opening in 2009. The Bank actively works towards being a community leader that balances purpose with profit by considering the impact of its decisions on its stakeholders : employees, clients, vendors, community, and the environment. By working at Flatirons Bank, you are helping your neighbors and local businesses thrive.

Website www.flatirons.bank Contact careers@flatirons.bank

ROLE AND RESPONSIBILITIES

This is a fully remote position. The Bank’s lending products include residential mortgages, both portfolio and sold mortgages. The position of Mortgage Loan Officer is responsible for supporting the residential mortgage lending activities of the Bank by growing the Bank’s mortgage lending program. The Mortgage Loan Officer or (MLO) plays a key role in helping borrowers obtain financing to purchase or refinance a home. Their main job is to guide clients through the loan process from application to closing while ensuring compliance with lending and regulatory requirements. This position requires the Mortgage Loan Officer to work closely with lending, management, compliance, and others in a client-centric and rewarding environment. The specific responsibilities are further outlined below :

Lending and Credit Knowledge

Inputs loan applications into on-line loan system. Delivers Good Faith Estimate / TIL disclosures within 72-hours of application date. Monitors on-line queue of originated loans. Reviews files for completeness and accuracy. Communicates with loan processor / closer and the client regarding any outstanding items and / or additional documentation needed. Communicates terms and conditions of the loan decision with clients.

Assists with processing and loan closing coordination with clients.

Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

Regulatory

Maintains understanding of regulatory topics and competitive developments within the area of residential lending.

Attends relevant courses and seminars.

Client Experience

Creates business relationships with brokers and clients.

Cross-sells other bank services.

Works collaboratively with team members to ensure the timely processing of loans and accurate documentation.

Provides excellent internal and external service by demonstrating courtesy and personal concern for client and coworker needs and follows up to ensure needs are met.

Maintains a professional work environment, demeanor, and business-like appearance when meeting with clients or employees in person or virtually.

Performs other related duties periodically as required and assigned.

Qualifications

EDUCATION / EXPERIENCE / SKILLS

Associate Degree in related field or an equivalent combination of education and experience.

Demonstrated desire to learn mortgage products, services, and guidelines necessary to generate real estate loans.

Registration with the Nationwide Mortgage Licensed System (NMLS) or ability to be registered within 30 days of employment (pass nationwide fingerprint check).

Ability to maintain a positive attitude and professional image.

High level of customer service and attention to detail; excellent communication skills.

Works independently and must be a self-starter.

Ability to utilize good judgment and make sound decisions quickly.

General working knowledge of Microsoft Word and Excel Applications.

Strong computer skills and the ability to collaborate via Microsoft Teams and / or Zoom and hold routine meetings.

WHAT WE OFFER

COMPENSATION AND BENEFITS

The position’s pay range starts at $65,000 annually.

A mortgage incentive program (attached)

An annual bonus may be paid to eligible employees based upon organizational and individual performance

Medical, dental and vision insurance

Employer-paid Short-term and long-term disability insurance

Employer paid life insurance

Employer-matching 401K

Guaranteed Safe Harbor Match

Discretionary Yearend Profit-Sharing Match

Health Savings Account with company contribution

Health Reimbursement Arrangement

Paid-time off (PTO)

Volunteer Time off

Sick Time Off

Paid parking

REPORTING

Supervision Received Directly : VP Mortgage Indirectly : SVP, Chief Credit Officer / EVP, Chief Banking Officer

Supervision Exercised Directly : NA Indirectly : NA

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.