Sr. Associate, Financial Analysis

Sr. Associate, Financial Analysis

The Card Services Finance team, within Card Finance, is seeking a Senior Financial Analyst to support the Card Association Management team (CAM). The CAM Finance team is responsible for supporting all aspects of our credit card payment processing networks (Visa & Mastercard), including full ownership of network fees and benefits expense forecasting and reporting, as well as performing ad hoc analysis in support of interchange rate and product optimization and efficiencies within the space. This role includes data analysis, forecasting, and strategic partnership with the business, where storytelling on top of a deep understanding of the complex revenue and cost components of interchange and network expenses will be needed.

The ideal candidate is someone who is analytically curious, enjoys financial analytics, and is excited to help drive an important and continually expanding aspect of the Card business.

As a Senior Financial Analyst, you will work for a company that invests in ways to tell stories, view trends, and diagnose results in a more compelling and visual nature. You will have the opportunity to partner with business customers on driving strategic business direction that leads to sustainable performance, and you will be asked to challenge our current well-managed processes to be more proactive, effective and efficient.

Senior Financial Analysts perform financial data analysis in preparing Profit & Loss or other statements and frequently build reports for higher level associates. They provide management and business clients with project statuses as well as perform reporting and analysis to support presentations and ad-hoc requests.

The role requires strong analytical, communication, problem solving, strategic thinking, and influencing skills in order to effectively :

Conduct analysis and articulate outcomes and relevant insights

Develop presentations to senior audiences to communicate insights and to influence business and financial outcomes

Partner with business teams to assess the financial implications of ongoing and proposed efforts to optimize business performance

Foster trusted business partnerships

Collaborate with multidisciplinary teams

Responsibilities :

Financial reporting and analysis, including budgeting, forecasting, variance analysis, financial reporting, and Profit & Loss (P&L) management

Coordinate and collect input data from Financial Analysts in different departments, check data integrity, summarize and convert data, run models, verify, analyze, and communicate output data

Assist in development of business presentations to communicate analysis results to senior audiences; clearly articulate outcomes of analysis to leadership teams

Independently manage and prioritize workload

Address and deliver on ad-hoc requests and special projects, often in an ambiguous environment

Demonstrate a passion to learn and continuously develop FP&A and technical skills

Basic Qualifications :

Bachelor's Degree or military experience

At least 2 years' experience in financial analysis

At least 2 years' experience with financial modeling

Preferred Qualifications :

Master's Degree in Business Administration (MBA) Accounting, Finance, or Economics

Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

3+ years' experience in financial analysis

3+ years' experience with financial modeling

2+ years' experience in strategic analysis and planning

Experience in Microsoft Excel and G Suite

Demonstrated independent problem solving and strategic thinking abilities

Strong teamwork skills; ability to positively contribute to overall success of the team

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA : $94,600 - $107,900 for Sr. Financial Analyst

Richmond, VA : $86,000 - $98,200 for Sr. Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and / or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the

Capital One Careers website

• . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability / vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).