Mortgage Loan Officer

POSITION PURPOSE

Responsible for origination of mortgage loan products as offered through the mortgage loan department. Contacts and creates relationships with potential mortgage loan clients, marketing the Credit Union’s services to various outside parties, and securing mortgage loan engagements with new and existing customers of the Credit Union. Conducts initial pre-qualification interviews and prepares loan application packages and necessary documentation, acting as liaison to branch staff by conducting training in the same. Conveys policies for extension of credit in accordance with the Credit Union and secondary investor guidelines, meeting mortgage loan scheduling and documentation requirements, as well as production expectations as determined by the Vice President, Mortgage Origination. Serves members, prospective members, builders, developers, and Realtors promptly and professionally, networking to cross-sell the Credit Union’s services.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

Generate new mortgage loan clients for the Credit Union and new mortgage loans from existing clients of the Credit Union.

• Research, visit, call, contact, network and communicate with existing and prospective customers of the Credit Union – and referral sources of the same – regarding their financial and mortgage-related needs and / or opportunities for sales.  Such should usually be done in-person with the specific design to develop borrower leads.
• Establish and maintain effective and professional business relations with Credit Union members, Realtors, building professionals and other potential sources of business. Maintain, project, and protect the Credit Union’s professional reputation.
• Intentionally, strategically and professionally market Credit Union products and services to existing and prospective customers and / or referral sources.  Promptly answer questions, respond to requests, and resolve problems related to any product or service provided by the Credit Union, particularly those pertaining to mortgage loans. Take advantage of opportunities to cross-sell the Credit Union’s products and services.
• Perform these functions on a regular basis, no less than every work week, and most often outside the Credit Union’s place of business.

Effectively and professionally complete other loan origination functions, incidental to the acquisition of additional business.

Establish and maintain effective communication and coordination with Credit Union personnel and with management.

Assume responsibility for related duties as required or assigned.

Special Note : Fortera Federal Credit Union is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to age, sex, race, color, national origin, disability, pregnancy, genetic information, religious preference, protected veteran status, sexual orientation, gender identity or any other trait protected by state or federal law.

Please be advised, visa sponsorship is not available for this position.

PERFORMANCE MEASUREMENTS

QUALIFICATIONS

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PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

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MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

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