Marine Claims Specialist II
Zurich North America is hiring a Marine Claims Senior Claims Specialist to join our team! We are open to remote work for the right candidate located in Atlanta, GA, Schaumburg, IL, or Addison, TX. With moderate direction, handles single and multi-party commercial Marine and Liability claims of low to moderate exposure and complexity within specific limits of authority by following established protocols to ensure that claims are handled in the most efficient, effective way while delivering a customer-centric claims service. In this role you will be responsible for :
- Document claims file by accurately capturing and updating claims data / information in compliance with best practices for low to moderate exposure and complexity personal or commercial line claims.
- Exercise judgement to determine liability by gathering and analyzing relevant facts; utilizing applicable law; establishing basic principles of negligence.
- Exercise judgment to determine policy verification and coverage determination by analyzing applicable coverage for claims and determining whether the loss falls within the coverage.
- Work to have a timely resolution to claims by developing case strategy; developing a case evaluation; escalating issues as appropriate.
- Establish timely reserves and perform ongoing review throughout claims cycle within authority limit by estimating and validating value of claims.
- Assess damages by calculating applicable damages or range of damages allowed by law.
- Negotiate settlement of claim by establishing appropriate negotiation strategy and utilizing available tools and resources within authority limits.
- Meet quality standards by following best practices.
- Ensure customer service by proactively communicating information; responding to inquiries; following customer protocols and may participating in customer marketing efforts.
- Manage expenses by working within vendor approved networks and managing scope of work assigned to outside contractors. Departs from approved vendors with manager approval, where in the best interests of the insured.
- Ensure legal compliance by following state and federal laws and regulations and internal control requirements.
- Refer claim to subrogation and fraud teams by identifying potential subrogation and fraud.
- Contribute to profitable growth by providing risk insight, information and trends to Business Unit or customer as needed.
- Protect Zurich's reputation by keeping claims information confidential.
- Maintain professional and technical knowledge by participating in educational opportunities, staying current with industry trends, establishing personal networks. And participating in professional societies.
Basic Qualifications :
Bachelor's Degree and 3 or more years of experience in the Claims or Insurance area ORZurich Certified Insurance Apprentice, including an Associate Degree and 3 or more years of experience in Claims or Insurance area ORCompletion of Zurich Claims Training Program and 2 or more years of experience in the Claims or Insurance area ORHigh School Diploma or Equivalent and 5 or more years of experience in the Claims or Insurance area ANDMust obtain and maintain required adjuster license(s)Knowledge of insurance regulations, markets and productsMicrosoft Office experience Preferred Qualifications :Extensive Marine claims experience preferred.Emphasis on Marine Liability, Hull, Blue water and brown water claims, Jones Act, General Average and Ocean Cargo Claims experience preferred.Licensed in all states as needed preferred.Effective verbal and written communication skillsStrong analytical, critical thinking and problem-solving skillsStrong multi-tasking and prioritization skillsExperience collaborating in a team environment and building cross functional working relationshipsProactively shares and promotes sharing of insightsAbility to gather unique perspectives from other teams / functions to optimize outcomesUnderstands, analyzes, and applies the component parts of an insurance policy for complex claimsAbility to follow reserving process for indemnity and expense in analyzing the potential exposure of complex claimsAbility to determine the scope and exposure for complex claimsAbility to leverage trend and relationships to provide high-quality customer serviceWell-versed in identifying, understanding and explaining complex financial and / or actuarial trends / conceptsAbility to effectively communicate coverage determinations to customers / clients / brokers for complex claimsAt Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please click here. Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education. The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary range for this position is $58,700.00 - $96,200.00, with short-term incentive bonus eligibility set at 10%.
Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race / ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s) : AM - Texas Virtual Office Remote Working : Hybrid Schedule : Full Time Employment Sponsorship Offered : No