Condo / Coop Credit Risk Manager

Job Description

Leader for the USBHM Condo / Coop Project Management Department. Responsible for the oversight of credit risk. Achieves credit performance and lending risk profiles in comparison with peer lenders, external Agency Investor requirements, and internal defined performance goals. Establishes and administers credit policies and procedures for specified business channels to ensure compliance with various regulatory, investor, government and corporate requirements. Communicates and reviews Memos, guideline changes, credit risk appetite, credit quality and performance with Business Line, Sales and Operation Groups, and assists with effective execution of policy, process, and procedure for managing credit risks. Advocates for the Business Line on credit issues based on reasonable credit risks to balance market share and revenue growth with loan quality expectations.

Basic Qualifications - Bachelor's degree, or equivalent work experience - Typically eight to 10 years of business-related experience and four to five years of managerial experience

Preferred Skills / Experience

• Extensive condo / coop project management experience and business line support and collaboration expertise
• Advanced understanding of all aspects of mortgage lending, servicing or operational policies and practices
• Strong analytical and decision-making skills
• Good organizational and project management skills
• Effective interpersonal, verbal and written communication skills
• Well-developed knowledge of human resources functions
• Effective supervisory and management skills
• Ability to prioritize and manage multiple tasks / projects and deadlines simultaneously

This role has multiple levels, open to candidates with [8-12 years experience]. The successful candidate will be hired for the level of the position that aligns with their experience.

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range : $98,175.00 - $115,500.00