Chief Credit Officer

Overview

Mission National Bank (MNB) is seeking an Executive Vice President, Chief Credit Officer to join our team in San Francisco.

To learn more about MNB, please click on the link : https : / / www.mnbsf.com / About-Us

This position is primarily an onsite role with potential for hybrid working days based on business needs.

Position Summary

The Chief Credit Officer (CCO) is responsible for providing support, direction, credit information, and loan policies and procedures to ensure the overall quality of the Bank’s lending portfolio. Duties include using the CECL Model to calculate the Allowance for Credit Losses (ACL) and making recommendations to executive management and the Board of Directors for quarterly allocations to the Loan Loss Reserve. Conduct thorough reviews of all loans prior to submission to the Loan and Investment Committee (LIC) for approval. Oversee remediation of OCC exam and independent audit findings. Also responsible for managing ongoing credit risk, including timely risk grading of all loans, and performing semi-annual stress tests. Provide direct supervision duties over departmental staff, ensuring responsibility and accountability for compliance with Bank policies, procedures, and all applicable federal and state banking regulations.

Required Skills

• Strong analytical skills to assess all relevant information about loan applicants and a company’s credit situation, and good decision-making skills to avoid high-risk loans and protect profits based on financial data analysis and budgeting.
• Ability to develop an effective staff team and strong leadership, including training staff regarding financial policy.

Responsibilities

Ideal Qualifications & Knowledge

Note : This job description is non-contractual and may be changed or added to from time to time.

Note to recruiters : Please do not contact us as we are not using external recruiters to fill this position at this time.

The salary range for this role is USD $180,000-$200,000 annually. The base salary opportunity can vary based on geographic location, experience, knowledge, skills, and abilities.

MNB is an Equal Opportunity Employer. MNB will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.

All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas.

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