Portfolio Management Specialist GGL (Government Guaranteed Lending)

Job Description

Job Title : Portfolio Management Specialist GGL (Government Guaranteed Lending)

This is an onsite assignment based in our San Antonio office.

Summary :

The Loan Servicing Specialist for SBA Loan Operations is the SBA Closer and responsible for preparing, reviewing, and finalizing loan closing documentation for Small Business Administration (SBA) loans. This role collaborates with internal departments, third-party vendors, and borrowers to maintain data integrity and resolve escalated issues, to ensure full compliance with SBA guidelines, internal policies, and applicable regulations.

Wage Type : Salaried

Essential Duties & Responsibilities :

To perform this job successfully, an individual must be able to perform each of the essential duties satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Monitor and maintain the overall loan portfolio processes, procedures, and practice to support Team
• Work on specific projects including portfolio reviews, updating of credit processes within the portfolio, risk rating policy, order site inspections, prepare litigation plan, CPC, UPP, Wrap-Up Reports, 1502 reporting, etc.
• Review, analyze, consolidate market, industry, and risk analyses and data to develop SBA loan portfolios in the expertise industry and segment.
• Assess and review SBA loan portfolios, measurement indexes, and provide inputs in the expertise industry and segment.
• Interface with origination and product specialists to review credit strategy and develop proactive plans for all assigned portfolios.
• Independently analyze and evaluate the risks in the segment, conduct the risk selection, oversee the risk of individual loans, control the quality of loan approvals, and administer the performance of loan continues.
• Assess and minimize risks on more complex SBA loans by following operational standard procedures, identifying suspicious / inconsistent activities, notifying appropriate parties, and taking appropriate actions.
• Measure credit risks, portfolio stress tests, and analyze collaterals as applicable to loan structure and terms.
• Drive loan terminations, securing internal / external parties' understanding, compliance, and completion.
• Prepare regular reports and make appropriate recommendations.
• Assist to coach staff and help identifying problems and issues, managing risks.
• Successfully complete all mandatory training on related Bank's and BSA compliance as well as other laws and regulations as assigned and in a timely manner.
• Carries out responsibilities in a manner consistent with our values and operating principles, in accordance with policy and applicable laws, and with a commitment to continuous improvement and process excellence.
• Any other duties as assigned.

Key Deliverables :

Organizational Structure :

Reports to : VP Loan Operations

Supervises : NA

Qualifications : Education :

Required Knowledge / Skills :

Desired Experiences :

Talents :

Other :

TransPecos Banks will not accept unsolicited resumes from any source other than the candidate. We will consider any candidate for whom an Agency submits an unsolicited resume, to have been referred to us by the Agency free of any charges or fees, other than those agencies we engage on a specific search. TransPecos Banks will not pay a fee for any placement resulting from the receipt of an unsolicited resume.