Property Engineer, Risk Management

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you!

This Property Engineer, Risk Mgmt position is for a subject matter expert on process protection design for processes that produce combustible dusts.

The position has the flexibility to work from either our Des Moines, IA office or remotely at home in any of the lower 48 states.

Responsibilities will include :

• building our organizational acumen in assessing risks in the grain elevator, feed manufacturing and flour milling industries
• performing onsite surveys at our policyholders' facilities with the goal of providing risk improvement consultation regarding their combustible dust process safety protection schemes

Experience needed for this role include :

• process safety design experience specific to storage and processing facilities that produce agricultural combustible dusts
• in-depth knowledge of fire protection and dust explosion requirements found in NFPA and FM Global Standards

Comp Band G5

LI-TH1

Job Description Summary

Do you have a keen sense of observation, the ability to assess a situation and make recommendations to improve safety practices?

If you are a consultant at heart, with an affinity for the food and agriculture industry and the desire to learn and use your knowledge to improve a variety of operations, assisting in reducing exposure to potential loss, we want to hear from you!

Our agribusiness risk management team is an integral part of our organization. We develop relationships with customers, perform survey work to look at property controls and recommend improvements that decrease risk.

Through collaboration, we share our knowledge and expertise across Nationwide to enhance our agriculture insurance lines and their market position.

As a Property Engineer, you’ll provide high level internal consulting to Risk Management, Claims, Underwriting and Marketing around risk assessment on high value property exposures.

You’ll also provides external consulting to our customers and agents regarding property exposures for existing sites and structures and those in the design and construction phases.

You’ll act as the internal engineering resource and technical expert on property risks across a diverse portfolio of agribusiness industries.

Job Description

Key Responsibilities :

Performs Construction, Occupancy, Protection and Exposure (COPE) surveys on prospective and renewal business with large property exposures or unique occupancy hazards.

Analyzes property risks and hazards associated with business portfolio. Analysis includes evaluation of business income exposers, areas of business operation, construction, occupancies, protection and exposures.

Recommends risk management programs and training, to prevent, reduce and mitigate property risk.

Provides services such as thermal imaging, sprinkler analysis, engineering review on new construction projects and sprinkler analysis of new or existing systems.

Report out on any anomalies or deficiencies and recommend solutions to the customer.

Demonstrates technical expertise in resolving questions regarding property exposures and fire protection as well as specific safety management problems and provides expertise to support these activities.

Conducts research to identify and assess risks associated with a given account or market. Will also compile, analyze and interpret statistical data and underwriting information (loss information, business exposure, premiums per line of business) to prioritize clients / exposures of concern.

Compiles risk data that will be used in the development and revision of risk management and underwriting property guidelines across multiple classes of business.

Maintains affiliations with engineering, insurance and agriculture organizations to stay current with industry trends and market conditions that is necessary to provide our customers with the high level of expertise required to be a value-added service to them.

Assists sales efforts for large or impactful prospects by presenting or coordinating the presentation of information on available loss control services.

May also assist clients in developing business contingency plans, risk reduction ideas, or engineering control methods to improve risk management and the potential for property loss.

May perform other responsibilities as assigned.

Reporting Relationships : Reports to Manager, Director, or Associate Vice President. No direct reports

Typical Skills and Experiences :

Education : Bachelor of Science degree in structural, mechanical, fire protection or agricultural engineering.

License / Certification / Designation : Licensed Professional Engineer or achievement of other professional designations, e.

g., Such as CPCU, ARM, CFPS, CSSP, and LEED relevant to the position are expected. Holds licenses, certifications as required by state laws or regulations.

Experience : Eight years of engineering or loss control experience in the insurance industry or related field. Experience in providing physical due diligence of real property including the completion of Property Condition Assessments (PCA) and Property Condition Reports (PCR).

Knowledge, Abilities and Skills : Working knowledge of function and theory of Probable Maximum Loss (PML) evaluations. Thorough knowledge of building systems and components, as well as, replacement / reserve schedules and costs.

Thorough working knowledge of the current NFPA, IBC and ASCE Codes. Ability to communicate effectively with policyholders, field sales and office personnel, both orally and in written form.

Ability to provide consultation and training to internal / external clients. Analyze causes and trends of loss data experience and recommend solutions.

Make decisions regarding day-to-day operations involving risk evaluation and determining services and property protection equipment that will help eliminate / reduce unsafe conditions / property exposure / inadequate management controls.

Ability to motivate people to affect change. Must be able to use personal computer and applicable software.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.

Values : Regularly and consistently demonstrates the Nationwide Values.

Job Conditions :

Overtime Eligibility : Exempt (Not Eligible)

Working Conditions : Must be able to make physical inspections. Must be able to climb, stoop, bend, balance on various heights, crawl and lift up to 50 lbs.

May require frequent and overnight travel. Must have a valid driver’s license with satisfactory driving record in accordance with Nationwide standards.

ADA : The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 04 / 30 / 2024. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including : medical / dental / vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.