FINANCIAL ENTERPRISES EXAMINER - MORTGAGE

Job Summary :

• Under direction, performs professional work that follows procedures, techniques, rules and regulations in the examination and analysis of the conditions and overall operations of financial institutions / enterprises including conditions of credit, financial statements, internal controls, general operation and methods, trust operations, mortgage portfolios;
• applies and interprets state and federal laws, rules and regulations; establishes priorities and scope of examination and analysis;
• writes final report of examination; conducts exit reviews with management and directors; calculates institution's overall rating;

investigates complaints received against licensees; and develops cases involving violations of law by licensees.

Job Duties :

• Examines records, accounts and securities portfolios of licensees; verifies that proper and lawful procedures are being followed, that securities are appropriate for licensee being examined and that loan portfolio is of such quality to be considered a bankable asset
• Reviews financial documents used by licensees and verifies that financial accounting, controls and figures are in compliance with state and federal laws
• Analyzes financial statements of licensees in order to make determinations on compliance with state and federal laws and regulations.

Composes a consolidated statement of condition and report of income and expenses based on records, reports and accounts of licensees

• Assist in preparing documentation to ensure safety and soundness evaluation is in compliance with applicable laws and regulations with established procedure and format
• Evaluate and verify department files and other relevant data prior to examination of business records to determine scope of examination needed
• Consults with Unit Supervisor, presenting problems and questions, discussing plans and actions to be taken
• Investigates complaints lodge against licensed entities by applying statutes to case-specific facts
• Testifies in court or informal hearings as an expert witness as needed
• Conducts exit reviews to explain the details of the examinations
• Other duties as assigned as related to the position

Knowledge, Skills & Abilities (KSAs) :

Knowledge :

• Generally accepted and regulatory accounting practices and principles and examination procedures
• Computerized products used in examining and accounting systems and use of microcomputers
• Policies and procedures established for the work units
• Evaluation procedures, techniques and reporting

Skills :

• Applying federal and state laws, rules and regulations as they pertain to licensee's operations and activities
• Using investigative methods and techniques and maintaining chain of evidence
• Using computerized products and microcomputer in the examination process
• Researching, analyzing and interpreting complex financial data
• Applying examining and accounting methods and techniques
• Interpreting complex laws, rules and regulations
• Work management and leadership
• Oral and written communications
• Interpersonal relationships
• Mathematical calculations

Ability :

• Excellent oral and written communication skills to provide conclusions and work products to other examiners and financial licensee managers
• Interpersonal skills to work well in a team environment and to interact with staff and management at various financial institutions
• Be able to travel with overnight stays away from home base

Selective Preference(s) :

• Past experience and training in examination or investigative work related to Financial Institutions / Enterprises
• Professional designations such as Certified Public Accountants or Certified Fraud Examiners
• Knowledge of State and Federal laws pertaining to the Mortgage Industry

Pre-Employment Requirements :

• Employees who drive on state business are subject to driver license record checks, required to maintain acceptable driving records and complete any required driver training (see Arizona Administrative Code )
• Requires possession of and ability to retain a current, valid state-issued driver license appropriate to the assignment

If this position requires driving or the use of a vehicle as an essential function of the job to conduct State business, then the following requirements apply :

Benefits :

The State of Arizona offers a comprehensive benefits package to include :

• Optional employee benefits include short-term disability insurance, deferred compensation plans, and supplemental life insurance
• Life insurance and long-term disability insurance
• Vacation plus 10 paid holidays per year
• Health and dental insurance
• Retirement plan
• Sick leave

Learn more about the Paid Parental Leave pilot program . For a complete list of benefits provided by The State of Arizona, please visit our

Retirement :

• Positions in this classification participate in the Arizona State Retirement System (ASRS)
• Please note that enrollment eligibility will become effective after 27 weeks of employment
30+ days ago