Commercial Banking - Healthcare Credit Portfolio Manager - Director

Director Healthcare Credit

About this role : As a Director on the Healthcare Credit team, you will lead the underwriting and portfolio management of credit facilities for healthcare portfolio companies covered by Commercial Banking. This role offers broad exposure to strategic transactions in a dynamic, fast-paced deal environment.

In this role, you will :

• Lead or participate in strategic discussions and complex Healthcare Portfolio Management initiatives
• Mentor junior team members : provide training, guidance, and feedback to support their development and strengthen team capabilities.
• Underwrite new transactions : lead a team to produce in-depth credit analysis and credit approval memoranda including structuring and debt capacity analysis.
• Run diligence : synthesize data-room materials, financial statements, projections, and third-party reports; lead Q&A assess market dynamics competitive positioning and key risks / mitigants.
• Negotiate legal documentation : review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis.
• Present to senior approvers and risk committees : distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure.
• Portfolio Management : oversee the production of quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets / consents, and document credit rationale.

Required Qualifications :

Desired Qualifications :

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Benefits :

We Value Equal Opportunity : Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities : To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy : Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements :

Req Number : R-500444