Commercial Lending, VP

VP - Commercial Lender

Department : Lending

Reports : SVP / Chief Lending Officer

Schedule : Hybrid (2 days in-office, 3 days remote)

Salary : $100,000 - $160,000

Posted salary ranges do not include incentive compensation or any other type of renumeration.

Company Summary

Carver Bancorp, Inc. (NASDAQ : CARV) the holding company for Carver Federal Savings Bank, is a federally chartered institution with approximately $610 million in assets and 110 employees. The Bank was chartered in 1948 to address the banking needs of middle income and underserved communities in New York City. Carver operates 7 full-service branches in the New York City boroughs of Brooklyn, Queens and Manhattan. The Bank provides commercial real estate and small business loans and a range of complementary bank products and services.

Position Summary

Responsible for the business development, and retention of commercial client relationships. Solicits new business relationships through network of centers of influence and existing contacts. Additionally, the Commercial Lender will be responsible for the retention and growth of their existing portfolio of commercial relationships.

Essential Duties and Responsibilities

• Provide relationship management support to high deposit clients.
• Present financial solutions such as cash management to clients.
• Business development of new commercial client relationships.
• Source commercial loans ranging from $500M to $5MM for Businesses and Non-Profits who have borrowing needs. Includes prospects and existing clients.
• Complete pre-analysis of credit requests to insure appropriate structure and to compose comprehensive loan application package for Underwriting.
• Collaborate with other Carver businesses to ensure ongoing and appropriate communication to support overall client and franchise objectives.
• Ensure that the organization's activities are carried out in accordance with all regulatory, legal, and governmental regulations.
• Ensure accurate, complete, and timely preparation of reports and statistics for Senior Management.
• Responsible for the total relationship with all business clients (including non-borrowing commercial clients).
• Participate in civic, government, professional, business, and community affairs, associations, and groups to solicit new business.
• Interpret and ensure communications of the Bank's policies, programs, and objectives.
• Assist with supporting preparation of Annual Client reviews as required, in conjunction with Portfolio Management.
• Work with branches and other internal referral sources to generate pipeline.
• Annual goals will be established for lending and new deposit production.

Key Strengths and Qualities

Background and Experience

SBA 7A and 504 experience desirable.

EEO Statement : Carver Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or any other protected class.

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