Talent.com
Commercial Surety Underwriter - Credit Analyst

Commercial Surety Underwriter - Credit Analyst

TravelersEdison, NJ, US
30+ days ago
Job type
  • Full-time
Job description

Commercial Surety Underwriter

Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Commercial Surety provides various financial and performance guarantees in a variety of industries including manufacturing, public utilities, technology, healthcare, financial institutions and retail. The underwriting process begins with financial analysis and expands to include interacting with decision makers ranging from the largest multi-national companies to Main Street businesses. As an underwriter, you will have a dynamic role that blends evaluating and analyzing financial and business risk, building relationships, and selling and negotiating with clients, agents, and brokers. In the role, the Commercial Surety team member works in a fast-paced environment with a local and national team to build client, agent, and broker relationships, evaluate and price risk through financial and contractual underwriting, and offer surety product line solutions to our agents and customers. The Associate Account Executive (AAE) will build relationships with agents and brokers to provide insurance or surety solutions to customers. An AAE will analyze and evaluate risk to achieve business goals within an assigned book of business. As an AAE, you are decisive, detail-oriented, and are learning to build relationships internally and externally to drive results. As you develop the ability to assess risk and sell our products, you will contribute to the profitability and success of Travelers.

What Will You Do?

  • Manage the profitability, growth, and retention of a typically smaller assigned book of business.
  • Underwrite and negotiate routine customer accounts to minimize risk and maximize profitability.
  • Partner with leadership, execute business unit underwriting strategies across your book of business to achieve profit and growth objectives.
  • Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross-selling opportunities.
  • Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings.
  • Identify and capture new business opportunities using consultative marketing and sales skills.
  • Execute agency, region, and group sales plans with guidance from management.
  • Perform other duties as assigned.

What Will Our Ideal Candidate Have?

  • Applicable professional experience.
  • Bachelor's degree.
  • One to three years of applicable underwriting experience.
  • Working knowledge of products, the regulatory environment, and local market conditions.
  • Critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyze available information to make decisions in alignment with our risk appetite.
  • Communication skills with the ability to negotiate with agents and brokers.
  • What Is a Must Have?

  • One year of related professional experience.
  • What Is in It for You?

  • Health Insurance : Employees and their eligible family members including spouses, domestic partners, and children are eligible for coverage from the first day of employment.
  • Retirement : Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
  • Paid Time Off : Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
  • Wellness Program : The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
  • Volunteer Encouragement : We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
  • Employment Practices

    Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit http : / / careers.travelers.com / life-at-travelers / benefits / .

    Create a job alert for this search

    Commercial Credit Analyst • Edison, NJ, US

    Related jobs
    • Promoted
    Surety Underwriting

    Surety Underwriting

    Diedre Moire Corp.Woodbridge, NJ, US
    Full-time
    Sr Bond Territory Manager - Surety Insurance - Woodbridge, NJ Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, pe...Show moreLast updated: 3 days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    TradeJobsWorkForce10176 New York, NY, US
    Full-time
    Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to a...Show moreLast updated: 30+ days ago
    Senior Credit Analyst

    Senior Credit Analyst

    altbanqNew York, NY, US
    Full-time
    Quick Apply
    Senior Credit Analyst - Job Description 2025 A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at altbanq is a key player in o...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Credit Analyst

    Senior Credit Analyst

    ParkerNew York, NY, US
    Full-time
    Parker's mission is to increase the number of financially independent people.We believe we can achieve this goal by building tools that enable independent business owners to scale their businesses ...Show moreLast updated: 30+ days ago
    • Promoted
    Commercial Credit Analyst Opportunities throughout New York

    Commercial Credit Analyst Opportunities throughout New York

    Provident BankNew York, NY, US
    Full-time
    Commercial Credit Analyst Opportunities Throughout New York.Provident Bank is seeking experienced Credit Analyst to join our growing team. Come learn why we are the Premier Super Community Bank!.How...Show moreLast updated: 30+ days ago
    • Promoted
    Global Spread Products Financing and Securitization- Commercial Real Estate Conduit - Analyst - New York

    Global Spread Products Financing and Securitization- Commercial Real Estate Conduit - Analyst - New York

    CitigroupNew York, NY, US
    Full-time
    Analyst Position In Us Commercial Mortgage.The Analyst would work within our US Commercial Mortgage Back Securities (CMBS) underwriting team that is dedicated to a specific originator that focuses ...Show moreLast updated: 30+ days ago
    • Promoted
    Lead Analyst, Credit & Pricing

    Lead Analyst, Credit & Pricing

    OneMain FinancialNew York City, NY, United States
    Full-time +1
    Lead Analyst, Credit & Pricing.This role will have exciting opportunity to learn and drive significant business results through optimizing our credit risk underwriting and pricing strategies.These ...Show moreLast updated: 28 days ago
    • Promoted
    CREDit Ratings Analyst Intern - Corporates

    CREDit Ratings Analyst Intern - Corporates

    S&P GlobalNew York, NY, US
    Full-time
    CREDit Ratings Analyst Intern - Corporates.Join us at S&P Global Ratings, the world's leading provider of credit ratings. The opportunity provides the chance to embark on a dynamic 10-week summer tr...Show moreLast updated: 2 days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    Chilton TrustNew York, NY, US
    Full-time
    The Credit Analyst will be part of a larger Fixed Income team with responsibilities including, but not limited to, the following : . Conduct fundamental credit analysis of both Investment grade corpor...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Analyst - BDCNew York, New York, United States

    Credit Analyst - BDCNew York, New York, United States

    OctusNew York, NY, US
    Full-time
    Octus is a leading global provider of credit intelligence, data, and analytics.Since 2013, tens of thousands of professionals across hedge fund, investment banking, management consulting, and law f...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Credit Analyst

    Senior Credit Analyst

    East West BancorpNew York, NY, US
    Full-time
    Structured Finance / Specialty Finance Senior Credit Analyst.The Structured Finance / Specialty Finance Senior Credit Analyst will be responsible for underwriting, credit monitoring and portfolio manag...Show moreLast updated: 30+ days ago
    • Promoted
    VP, Commercial Underwriter - Franchise Finance

    VP, Commercial Underwriter - Franchise Finance

    Northwest BankNewark, NJ, United States
    Full-time
    VP, Commercial Underwriter - Franchise Finance.The ability to independently perform highly in-depth qualitative and quantitative analysis at the client, industry and macroeconomic levels is require...Show moreLast updated: 30+ days ago
    • Promoted
    Commercial Credit Senior Analyst, Affordable Housing

    Commercial Credit Senior Analyst, Affordable Housing

    M&T BankNew York, NY, US
    Full-time
    A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the ongoing monitoring of a portfolio of credit relationships.Responsible for...Show moreLast updated: 10 days ago
    • Promoted
    Credit Market Analyst

    Credit Market Analyst

    InformaNew York, NY, US
    Full-time
    We're part of Informa, a global business with a network of trusted brands in specialist markets across more than 30 countries, and a member of the FTSE 100. Our purpose is to connect our customers t...Show moreLast updated: 30+ days ago
    • Promoted
    Construction Surety Underwriter / Financial Analyst

    Construction Surety Underwriter / Financial Analyst

    TravelersEdison, NJ, US
    Full-time
    Bond & Specialty Insurance provides management and professional liability insurance, as well as surety bonds to businesses and non-profit organizations of all sizes. As an underwriter, you will have...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Products Analyst 1

    Credit Products Analyst 1

    Flagstar BankNew York, NY, US
    Full-time
    The Credit Analyst assists Senior Lenders in all matters involving loans and credits.Pay Range : $62,676 - $70,258 - $79,484. Spreads and analyzes financial statements and other credit information.Mo...Show moreLast updated: 16 days ago
    • Promoted
    Credit Analyst Manager

    Credit Analyst Manager

    ParkerNew York, NY, US
    Full-time
    Parker's mission is to increase the number of financially independent people.We believe we can achieve this goal by building tools that enable independent business owners to scale their businesses ...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    BizTek PeopleNew York, NY, US
    Full-time
    Credit Analyst will be responsible for the portfolio management.Performing due diligence and regularly scheduling credit reviews. Preparing detailed credit analysis and credit applications.Providing...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Analyst (Fixed Income IG & HY Corporates)

    Credit Analyst (Fixed Income IG & HY Corporates)

    Franklin ResourcesNew York, NY, US
    Full-time
    At Franklin Templeton, we're advancing our industry forward by developing new and innovative ways to help our clients achieve their investment goals. Our dynamic firm spans asset management, wealth ...Show moreLast updated: 2 days ago
    • Promoted
    Senior Credit Analyst

    Senior Credit Analyst

    ArtechNew York, NY, US
    Full-time
    Business Area : Corporate Credit Management.Location : New York City, NY - 3 days a week (of which, one day being Monday or Friday). The portfolio of clients consists of investment grade and high yiel...Show moreLast updated: 30+ days ago