Credit Portfolio Manager

Credit Portfolio Manager

As the Credit Portfolio Manager, you will manage an assigned portfolio of Business Banking (BB) and Small Business Banking (SBB) loans. This includes day-to-day management of the portfolio and processing loan annual reviews, loan renewals, and loan modifications.

How you will spend your time :

• Analyze business and personal financial statements and performing financial spreading of those statements.
• Utilize loan processing software to produce formal Loan Proposals for credit actions that will be presented for approval.
• Present solutions to credit structure, covenants, financial reporting requirements, and other credit conditions to the Portfolio Manager.
• Monitor portfolio continuously by tracking loan exceptions, BBC, covenants, past dues, and other portfolio management activities.
• Recognize and manage early warning signs for the portfolio on a recurring basis and follow established protocol for actions that need to be taken.
• Provide timely follow up and ensure that loan servicing actions are properly administered. Collaborate with Relationship Officers to both identify expansion opportunities and maintain credit quality for existing base of customers.
• Work with Relationship Officers to clear past dues, exceptions, and covenants.

This role will spend approximately 50% of their time performing the following functions :

We are excited to talk with you if you have :

Compensation Range : $57,760.00 - $124,170.00

The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.