Annuity Specialist

We're seeking a knowledgeable and client-focused Annuity Specialist to join a growing financial advisory team. This role is ideal for someone with deep expertise in fixed index annuities , strong analytical skills, and a passion for helping clients optimize their retirement strategies. You'll manage and enhance our existing annuity book of business, identify upgrade opportunities, and deliver tailored solutions aligned with evolving client goals.

Key Responsibilities

• Review & Analyze Contracts : Evaluate current annuity holdings to identify upgrade or exchange opportunities
• Surrender Charge Calculations : Accurately calculate and explain surrender fees and implications to clients
• Product Expertise : Maintain deep knowledge of fixed index annuities, including growth, income, and legacy strategies
• Client Education : Clearly communicate annuity mechanics and upgrade benefits in client-friendly language
• Illustrations & Comparisons : Run and interpret product illustrations to demonstrate performance and added value
• IMO Collaboration : Partner with Independent Marketing Organizations to source competitive product options
• Consultative Sales : Present upgrade opportunities in a needs-based, solution-oriented manner
• Data Management : Collect and organize client data, policy details, and supporting documentation
• Carrier Coordination : Contact insurance companies to obtain contract values, performance history, and policy specifics

Qualifications