AG / COMMERCIAL LOAN OFFICER

Job Title

Position General Responsibilities : Process and approve Agriculture and Commercial loan requests. Inspection and verification of collateral and evaluation of operations through field inspections. Development of new business by expanding existing relationships and calling on potential customers. Cross sell Bank products. Represent the Bank in community activities. Education, Experience and Certification Requirements Note : Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.

Basic Qualifications :

• Experience in analyzing credit requests, collateral analysis, budget monitoring and obtaining and monitoring government guarantees.
• Proven strong business development experience while maintaining, managing and increasing loan portfolio.
• Ability to work independently and as a team member.
• Farm / Ranch inspection experience.
• Willingness to work in community projects.
• Proven work ethic is a must.
• Working knowledge of Word, Excel, Access or related software.
• Demonstrated ability to provide information in concise verbal and written formats is essential for job success.
• Must be a strong self starter, customer oriented, efficient and able to develop and present ideas to increase overall team productivity and Branch profitability.
• Must be a team player, yet able to work without supervision.

Preferred Qualifications :

Specific Skill Requirements :

Position Specific Responsibilities, Duties and Competencies