Business Director - Credit Advisor, Partnership Card Deal Evaluations

Business Director - Credit Advisor

As a Business Director at Capital One, you will apply your strategic and analytical skills to major company challenges. You'll team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. This role is for a Credit Advisor to support Capital One's growing business. The position is in Card Credit Risk Management and provides credit risk partnership to first line Credit Officers and analysts. It's an exciting opportunity to demonstrate and develop your credit talent. You will work directly with some of Capital One's best credit leaders, in both the first and second lines of defense. You will influence the development of Capital One's credit programs, gaining exposure and experience with credit analysis that is not available anywhere else in the company. And you will learn how one of the world's best credit companies manages and governs our credit risks.

General Responsibilities

• Strategic leadership : Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory demands
• Product : Develop and implement new product and pricing strategies for various lending products; lead product level data modeling / analytics
• Marketing : Lead direct-to-consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go-to-market strategies
• Credit Risk : Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
• Execution : Manage and sequence delivery of business intent, build business requirements and execute against the product strategy. Oversee multiple projects and programs concurrently
• Partnership : Work closely with colleagues across Capital One including : IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability

Qualifications

Basic Qualifications :

Preferred Qualifications :

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position