Community Lending Mortgage Officer

Community Lending Mortgage Officer

Sell mortgages, primarily outside the office, through in-person calls to clients, real estate agents, brokers, contractors, and financial advisors. This position will develop partnerships and business relationships with realtors, builders, community organizations and financial institutions to originate mortgage loans in underserved and diverse communities.

RESPONSIBILITIES : Sales Duties (Majority of Time)

• Meet with prospective clients in person at locations convenient to the client such as the client's home, place or business or other locations outside the office. May contact clients by telephone, mail or email as an adjunct to in-person contacts; Quote rates and points to clients; Explain funding procedures and review payment schedule ensuring client understands repayment obligations.
• Source and originate loans within diverse and underserved communities.
• Research, identify and build relationships with community and program partners.
• Deliver educational workshops and presentations to support the community's financial education.
• Build United's name recognition and trust in communities with a special emphasis on diverse communities.
• Systematically make calls on real estate offices, subdivision sales offices, custom builders, officers of homeowner's associations, contractors and other potential referral sources to develop borrower leads; Calculate and distribute rate sheets to real estate offices, subdivision sales offices, custom builders, officers of homeowners' associations, contractors and other potential sources.
• Initiate, promote, and actively participate in, promotional and sales activities, open houses, and social functions for the purpose of originating new mortgage loans.
• Originate and participate in presentations to educate audiences on mortgage products, rates and fees.
• Responsible for complying with the various rules, regulations, policies and ethical standards governing the financial services industry including compliance with the Bank Secrecy Act.

Sales Support Duties (Small Percentage of Time)

SKILLS / QUALIFICATIONS

KEY COMPETENCIES

Essential Functions

The starting base salary range for this position is expected to be $50,000 - $100,000. This position is additionally eligible for commissions, and individuals in this role have the potential to earn meaningfully higher compensation based on performance and productivity against commission plan parameters. At United, we recognize our employees as our greatest asset, and we strive to provide professional and personal development opportunities such as career advancement, job and industry trainings, wellness initiatives, mentoring and leadership programs.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.