Associate Analyst - Bank Fraud Wire Verification

Deposit Operations' Wire Fraud Analyst

The Deposit Operations' Wire Fraud Analyst position is responsible for assessing various situations and identify risks as they pertain to potentially fraudulent Wire Transfers. Specific procedural reviews and approved countermeasures are utilized in the daily job performance. This role works closely with the Fraud Sr. Supervisor and Team Leads, as well as various teams within Operations to assist with the investigation and deterrence of fraud against Ally Bank. This role requires the ability to conduct research, execute various methods and provide clear documentation of all findings. This role must also maintain a balanced perspective to ensure that the Ally Brand and high level of customer experience are maintained. Lastly, the primary responsibility of this role is to handle incoming calls.

Handle incoming calls from internal Ally associates and external customers calling into Ally.

Perform a series of reviews utilizing various tools and reports to identify potential fraudulent activities on new / existing Ally Bank Deposit accounts.

Thoroughly research incidents and / or allegations and interact with other departments of Ally Bank, Risk, Compliance and Legal.

Some interaction may be necessary with other companies or local, state, and federal authorities.

Effectively execute countermeasures and various mitigation strategies to avoid losses to the bank and to our customers.

Ensures enterprise-wide compliance with established standards, policies and procedures for the bank set by Corporate Security or other Ally Bank departments.

Provide excellent customer service to those customers impacted by potential fraud, ensuring we offer assistance as appropriate.

Review of new accounts, negative balance accounts, ACH reports, Call Center Fraud notifications and any suspicious activity on existing accounts.

The Skills You Bring :

1+ years of experience in Bank Fraud preferred

1+ years of experience in financial services required

1+ years of experience in Customer Service / Call Center environment required

1+ years of experience in Wire Transfer Fraud preferred

High level of customer service skills

Ability to multi-task and adapt to change.

Be challenge driven, goal oriented and capable of handling emergency or crisis situations.

Strong written and verbal communication skills.

Effective time management and organizational skills.

Working knowledge of current bank fraud investigative techniques.

Strong Windows based PC skills required.

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including :

Time Away : competitive holiday and flexible paid-time-off, including time off for volunteering and voting.

Planning for the Future : plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.

Supporting your Health & Well-being : flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family : adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult / elder day care program and childcare discounts.

Work-Life Integration : other benefits including LifeMatters Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.