Credit Strategy Data Scientist
Global Placement FirmSan Jose, CA, US- Full-time
- Temporary
Job Description
Job Description
Credit Strategy Data Scientist
Location : Remote (U.S.-based candidates only) - 12 month contract
Full-Time | MidSenior Level | No Visa Sponsorship or Relocation
Overview
A fast-growing financial services organization is seeking a Credit Strategy Data Scientist to join its high-performing Credit Risk Strategy team. This is an exciting opportunity for a data-savvy professional with fintech or payments industry experience to help drive business-critical decisions through advanced analytics, predictive modeling, and risk mitigation strategies.
You will work on end-to-end development of data-driven credit solutionspartnering closely with cross-functional stakeholders to design, execute, and refine credit strategies that support responsible growth and customer success.
What Youll Do
Design and implement data-driven rules to detect and mitigate credit
losses
- Investigate complex and high-impact risk cases and identify root causes
- Set and refine credit risk strategies across various risk categories
- Collaborate with product and engineering teams to enhance risk control capabilities
- Lead the development of dashboards , visualizations, and reports to track credit KPIs
Present data-backed recommendations to stakeholders and executives
Use large-scale datasets to uncover patterns and drive risk optimization
Must-Have Qualifications
Demonstrated data-driven decision-making and solution development
Preferred Skills & Experience
Expected Outcomes (6-12 Months)
Key Competencies
Data Analytics & Visualization
Credit Rule Development
Strategic Communication
Cross-Functional Collaboration
Project Ownership & Execution
Interview Process
At-home screening assignment
Technical interview with senior team member
Final panel interview with hiring manager and team
Team Size : 5 members
Work Style : Close collaboration with senior data scientists initially, with room for independent ownership over time.
Focus Area : Reporting, visualization, and strategy design
This is a high-impact role at the intersection of data science, risk management, and business strategy perfect for professionals passionate about leveraging data to drive innovation in financial services.
Apply now to help shape the future of responsible credit risk management.
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