Principal Product Manager

Employee Applicant Privacy Notice

Who we are :

Shape a brighter financial future with us.

Together with our members, we're changing the way people think about and interact with personal finance.

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

At SoFi, we're on a mission to help our members get their money right, and become a Top 10 Financial institution. Beyond that, we aim to become the "AWS of Banking", building the platforms that power the Financial Services industry and we're starting with core banking.

We're looking for a Principal Product Manager, Treasury and Financial Platform to lead the product vision, roadmap, and execution of the financial platform infrastructure that powers the company's accounting, treasury, and ledger systems. Your mission is to build the foundational plumbing that enables consistent, scalable, and auditable financial flows across all business units (e.g. payments, billing, risk, forecasts). You'll work closely with engineering, finance, accounting, risk & compliance, and product teams to define and deliver core capabilities such as general ledger schemas, transaction models, reconciliation, reporting, and internal APIs.

Key Responsibilities

• Define a long-term product vision and roadmap for the financial / treasury platform : ledger, subledger, reconciliation, cash flows, intercompany, currency conversion, etc.
• Collaborate with cross-functional partners (finance, accounting, compliance, tax, risk, ops) to elicit requirements, surface pain points, and align on trade-offs.
• Identify and drive near-term opportunities to abstract General Ledgers, accounting and settlement functions from legacy mainframe systems to a cloud-based architecture while automating existing reconciliation processes and improving efficiency
• Serve as the "voice of the internal customer" (other product teams, business units) - deeply understand their needs for financial data, consistency, and extensibility.
• Specify product features (user stories, API contracts, schemas, workflows) and drive technical design tradeoffs with engineering.
• Lead the end-to-end delivery lifecycle : from discovery, prototyping, through development, QA, and rollout.
• Define success metrics (e.g. data consistency incidents, reconciliation gap, latency, adoption of new ledger versions, internal developer velocity).
• Manage backward compatibility, migrations, and versioning strategies for ledger / schema changes.
• Ensure high reliability, scalability, and auditability of financial platform components.
• Balance incremental improvements with strategic infrastructure investments (e.g. modular architecture, event sourcing, real-time pipelines).
• Drive internal enablement : documentation, SDKs, onboarding, change management for platform consumers.
• Monitor and mitigate risks : data integrity issues, version mismatches, compliance, regulatory changes.
• Validate assumptions via pilots or internal experiments before large-scale rollouts.
• Engage with leadership and stakeholders to communicate roadmap, tradeoffs, and status.

What you'll need

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and / or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants : Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.