Job Description
Job Description
Triad Financial Services is a leading provider of financial services and solutions, serving clients worldwide. We are seeking a highly motivated and skilled Collector I (Bilingual in Spanish preferred) to join our growing team.
Compensation : Starting pay - $21.00 / hour+
Essential Functions :
- Generate high volume of outbound calls to early stage delinquent borrowers
- Resolve delinquent accounts by demanding and collecting the full amount due, establish a solid plan with the borrower to make the payment.
- Determine the reason for non-payment
- Document mortgage collection systems with all activities and communications
- Send Notice of Defaults (NODs) to customers when required
- Send letters to customers with pending post-dated payments
- Demonstrate accurate knowledge and strict application of federal regulations and collection laws (FDCPA)
- Skip trace accounts when identified or submitted by the Collections Supervisor or Collections Director. The Skip Trace task is preformed using various free websites such as; Reverse Search, White pages, Anywho.com etc.
- Process mortgage payments in accordance with established guidelines
- Follow all company and departmental policies and procedures
- Utilize proper protocol for borrowers, clients, state and federal regulations, as well as best practices
- Consistently meet or exceed monthly goals
- Be flexible with their time and schedule in order to meet the needs of the business
- Perform other duties that may be assigned by supervisor
Minimum Qualifications :
High School diploma or equivalentSolid PC skillsAnalytical and problem-solving skills and attention to detailCommunication skills with demonstrated ability to interact in a positive and professional manner at all times with all levels of both internal and external audiencesAbility to negotiate with others and demonstrate assertiveness and empathy when necessary to obtain favorable resolutionsKnowledge of Billing and Collections proceduresMust be goal orientedAt least 1 year of telephone customer contact experienceAbility to present a professional image to customers, coworkers and external contactsExcellent verbal and written skills to communicate and negotiate with partiesAbility to prioritize multiple tasks and work well under deadlinesKnowledge of federal regulations and the Fair Debt Collection Practices ActPatience and ability to manage stressMSP experience is a plusHigh school diploma or GEDPhysical Demand :
Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and / or quantitative productivity standards.Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standardsMust be able to talk, listen and speak clearly on telephoneEqual Opportunity Employer
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