Underwriter-Mortgage Systems and Process Tester

Mortgage Systems and Process Tester

The Mortgage Systems and Process Tester with a focus on mortgage loan underwriting will play a critical role in evaluating the effectiveness and reliability of new mortgage processes and technology implementations. This individual will create & execute test plans, identify & document defects, and collaborate with cross-functional teams to ensure successful system implementation & process optimization.

Your Responsibilities on the Team :

• Develop comprehensive test plans, test cases, and scripts to validate new mortgage processes and technologies.
• Execute test cases, analyze results, and document defects in a clear and concise manner.
• Collaborate with business analysts, developers, and other stakeholders to understand system requirements.
• Perform thorough assessment through testing to identify any unintended impacts of changes.
• Identify process and technology improvement opportunities and provide recommendations.
• Provide detailed written findings for every aspect of the loan file reviewed, documenting what was tested, how it was verified, and the results obtained.
• Evaluate fraud risk indicators and inconsistencies in documentation or borrower representations.
• Conduct risk analysis and review loans for compliance with agency and investor guidelines.
• Utilize automated underwriting systems (Encompass, Loan Product Advisor, Desktop Underwriter) to assess risk, salability, and reduced documentation for borrowers. Ensure accurate data input and support automated decision-making.
• Apply manual underwriting requirements in decision-making for loans without automated approval.
• Clearly and concisely condition loans appropriately when rendering decisions.
• Provide expertise and coaching to processing and production staff on training issues and automated underwriting systems. Keep management informed of specific ongoing issues that require immediate attention.

Requirements :

Life at Lennar :

At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms.