Risk Management - Credit Officer - Executive Director

Portfolio Management Lead, Executive Director

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Portfolio Management Lead, Executive Director in the Real Estate Banking team, you will lead a team responsible for managing commercial real estate credit portfolios. You will collaborate with colleagues across coverage and risk teams to ensure robust portfolio reporting and risk management. Together, we will drive responsible growth, proactively identify emerging risks, and deliver high-quality solutions for our clients. You will have the opportunity to mentor talent, streamline processes, and contribute to the success of our business.

Job Responsibilities

Lead, manage, and develop a team of Vice President and Associate Portfolio Managers

Evaluate team skill sets to ensure alignment with role requirements

Identify high-potential talent, provide mentorship, and foster professional growth

Oversee comprehensive portfolio monitoring and proactively address emerging risks

Collaborate with market surveillance teams to assess portfolio vulnerabilities and drive risk mitigation strategies

Direct the annual credit review process, ensuring timely and high-quality reviews

Review and validate team outputs to maintain consistency and excellence in credit analysis

Ensure accurate and consistent underwriting and risk grading

Escalate potential credit issues to senior management

Manage reporting and regulatory processes to ensure data accuracy and consistency

Establish and maintain processes to monitor loan covenant compliance, including construction loan timelines

Required Qualifications, Capabilities and Skills

Bachelor's degree in Accounting, Finance, Economics, Real Estate, or a related field

At least 7 years of experience in commercial real estate lending, portfolio management, or debt financing within a financial institution

Deep expertise in credit underwriting methodologies and risk assessment across office, retail, industrial, and multifamily asset classes

Demonstrated success in leading, coaching, and developing high-performing teams

Strong analytical and problem-solving skills with the ability to synthesize complex information

Exceptional organizational skills with proven ability to manage multiple priorities and deadlines

Experience in managing reporting and regulatory processes for data accuracy

Ability to identify and implement opportunities to streamline workflows and enhance operational efficiency

Proven track record of mentoring talent and driving team engagement

Experience in monitoring loan covenant compliance and construction loan timelines

Commitment to maintaining data integrity, quality, and timeliness in internal systems

Preferred Qualifications, Capabilities and Skills

Advanced degree in Business, Finance, or Real Estate preferred

Experience partnering with offshore teams for financial statement spreading

Familiarity with advanced data management and portfolio management techniques

Experience in driving improvements in data management practices

Knowledge of internal controls and regulatory requirements in banking

Experience participating in special ad hoc projects

Strong communication and stakeholder management skills