Talent.com
Commercial Relationship Manager

Commercial Relationship Manager

Fifth ThirdBakersfield, CA, United States
4 days ago
Job type
  • Full-time
Job description

Make banking a Fifth Third better

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION :

Responsible for profitable business development as well as monitoring the quality of an largest existing portfolio of companies with annual gross sales of at least $50MM and generally less than $500MM within a specific geographic area. Ability to develop trusted advisory relationships with the Senior Executives ( e.g. CEO, CFO, COO) of the Company. Capable to lead and coordinate with One Bank Partners to create and implement a relationship strategy for very large, complex assigned clients and prospects. This position requires a strong understanding of credit, commercial products and financial statement analysis, in order to offer beneficial banking solutions (e.g. loans, treasury management, capital markets) based on clients and prospects needs. This role is expected to solicit participation in public debt issuance for clients. Some incumbents may specialize in a specific industry such as Health Care. This role is expected to activity participate in community activities.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

#LI-JB1

Business Development

  • Work independently to identify and develop profitable new "lead left" client relationships by leveraging centers of influence, existing clients, & referral sources
  • Effective grow long term profitable "lead left" relationships
  • Work closely with assigned Fifth Third internal partners to deepen existing relationships and acquire new high value prospective relationships.
  • Attend community and / or specific industry forums, conferences and / or meetings in order to broaden relationship networks, referral sources and continually deepen knowledge of trends, practices, services and the competitive landscape.

Portfolio Management

  • Work with One Bank partners (Treasury Management., Capital Markets, and Wealth Management etc.) analyze, evaluate and develop a tailored relationship strategy for each client or prospect.
  • Responsible for planning and conducting relationship strategy review meetings with internal Fifth Third Business Partners and Client's trusted advisors (e.g. attorney, accountants)
  • Ensure that customer relationships are managed to maximize the opportunity for the bank, while taking into account Bank risk and customer needs.
  • Client Experience

  • Meet with customers on a regular basis to enhance the trusted advisor relationship and ensure business needs are being met
  • Lead and coordinate all client facing activities, including credit support, treasury management, and capital markets
  • Utilize the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports and pipeline management. Reinforce use of CRM for assigned Fifth Third partners for monitoring pre-call and post-call activities
  • Utilize consultative sells skills, commercial playbook principals and call reporting plans to enhance the client experience
  • Credit Excellence

  • Analyze the financial information provided to determine the questions to ask to decide on the credit request that should be pursued
  • Partner with Portfolio Managers and Credit Officers on credit requests and adhere to established Portfolio Management guidelines (i.e., delinquencies, documentation preparation, financial statement tracking exceptions, matured loans).
  • Monitor, on an ongoing basis, information concerning customer financial performance, condition, and industry trends to determine that any credit exposure is at an acceptable risk, and priced accordingly.
  • SUPERVISORY RESPONSIBILITIES :

    No formal supervisory responsibilities. Expected to provide guidance to Commercial RM I & II

    MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED :

  • Bachelor's or Master's in Business (e.g. Business Administration, Finance, Accounting) or equivalent work experience preferred.
  • Minimum of 10 years Commercial Banking experience.
  • 9 years of relationship account management experience preferred.
  • Formalized commercial credit training or equivalent credit experience required.
  • Underwriting experience preferred.
  • Proven track record of partnership with investment bankers to provide strategic and capital market advice.
  • Strong business acumen, to include detailed analysis, review of financial statements and understanding of accounting principles.
  • Thorough knowledge of Commercial, Treasury Management, and alternative lending and financing options.
  • Ability to assess client needs, drivers of profitability, and corporate / personal life cycle optimizing financial solutions.
  • Exhibits strong presentation skills in both large and small group settings. Proven ability to communicate with impact. U
  • Understands the audience and adjust communication as is appropriate level of detail for the audience; captures and holds the audience's attention.
  • Proven track record of identification and understanding of business issues, problems, and opportunities and the ability to create relevant options for addressing problems / opportunities to achieve desired outcomes.
  • Proven track record of exploring options for a prospective client or existing buyer / COI's prior to advocating for a solution.
  • Influences client decision regarding strategy and product solutions-Engages in joint business planning with internal partners and buyers.
  • Determines task and resources and project requirements by breaking them down into task and defining roles and responsibilities.
  • Scans the internal and external environment to identify the relationships that should be initiated or improved to achieve business goals and fulfill clients needs.
  • Demonstrates strong verbal and written communication skills, with particular emphasis on experience in face-to-face negotiations.
  • Proven ability to work in a team-based sales environment.
  • Must be proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred.
  • Regional / local travel
  • Commercial Relationship Manager Total Base Pay Range 119,500.00 - 256,900.00 USD Annual

    At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

    The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and / or individual performance.

    Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.You can learn more about those programs on our 53.com Careers page at : or by consulting with your talent acquisition partner.

    LOCATION Bakersfield, California 93309

    Attention search firms and staffing agencies : do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

    Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

    Create a job alert for this search

    Commercial Relationship Manager • Bakersfield, CA, United States

    Related jobs
    Commercial Lines Account Manager : Dealerships (Remote)

    Commercial Lines Account Manager : Dealerships (Remote)

    Insurance Office of AmericaBakersfield, CA, US
    Full-time
    Title : Account Manager - Commercial Lines.Arizona, California, Montana, Nevada, Washington.Please note : If this position is posted as either fully remote and / or hybrid, in accordance with company p...Show moreLast updated: 10 days ago
    • Promoted
    Sales Executive, Commercial Lines

    Sales Executive, Commercial Lines

    AssuredPartnersBakersfield, CA, United States
    Full-time
    Love what you do but not where you do it? As a Sales Executive at AssuredPartners, you will use your existing sales skills and experience and leverage AssuredPartners’ suite of resources and traini...Show moreLast updated: 4 days ago
    Commercial Lines Account Manager (Fully Remote)

    Commercial Lines Account Manager (Fully Remote)

    Insurance Office of AmericaBakersfield, CA, US
    Full-time
    Title : Account Manager - Commercial Lines.General, Construction (required experience).Please note : If this position is posted as either fully remote and / or hybrid, in accordance with company policy...Show moreLast updated: 24 days ago
    Commercial Insurance Account Manager (Remote : West Coast)

    Commercial Insurance Account Manager (Remote : West Coast)

    Insurance Office of AmericaBakersfield, CA, US
    Full-time
    Title : Account Manager - Commercial Lines.Arizona, California, Nevada and Utah residents.Manage an assigned book of business, ensuring account retention and supporting new business.Coordinate day-t...Show moreLast updated: 30+ days ago
    • Promoted
    Customer Relations Coordinator

    Customer Relations Coordinator

    TradeJobsWorkforce93263 Shafter, CA, US
    Full-time
    As a Customer Relations Coordinator, you will be responsible for providing exceptional service and support to customers, including : respond to customer inquiries via phone & in person.Finance to pr...Show moreLast updated: 30+ days ago
    • Promoted
    Inside Sales Manager

    Inside Sales Manager

    TradeJobsWorkforce93263 Shafter, CA, US
    Full-time
    Are you an inside sales professional with experience in an in-bound customer call environment? Can you thrive in a competitive sales environment with unlimited earnings potential, that values the d...Show moreLast updated: 30+ days ago
    • Promoted
    Remote Client Relations Coordinator

    Remote Client Relations Coordinator

    TradeJobsWorkforce93263 Shafter, CA, US
    Remote
    Full-time
    As a Remote Client Relations Coordinator, you will be responsible for supporting customers and handling inquiries from the comfort of your home, including : respond to customer inquiries via phone, ...Show moreLast updated: 30+ days ago
    • Promoted
    Business Development Manager

    Business Development Manager

    TradeJobsWorkForce93384 Bakersfield, CA, US
    Full-time
    Contacting potential clients to establish rapport and arrange meetings.Planning and overseeing new marketing initiatives. Researching organizations and individuals to find new opportunities.Increasi...Show moreLast updated: 30+ days ago
    • Promoted
    Business Development Manager

    Business Development Manager

    Granite ConstructionBakersfield, CA, United States
    Full-time
    Building a career at Granite may be the most valuable thing you could do.Find your dream job today, and be part of something great. Our most powerful partnership is the one we have with our employee...Show moreLast updated: 4 days ago
    • Promoted
    Bilingual Spanish Field Sales Representative

    Bilingual Spanish Field Sales Representative

    AT&TDelano, CA, United States
    Full-time
    Job Description : Join an elite group of sales professionals bringing customized, white glove experiences directly in the customer’s home. Field Sales Representatives at AT&T are driven to connect – ...Show moreLast updated: 2 days ago
    • Promoted
    Territory Sales Manager - Bakersfield, CA

    Territory Sales Manager - Bakersfield, CA

    Noris Medical - Dental Implant SolutionsBakersfield, CA, US
    Full-time
    Noris Medical is a leading global manufacturer of advanced dental implant solutions, committed to clinical excellence, innovation, and long-term partnerships with dental professionals and DSOs.We d...Show moreLast updated: 2 days ago
    • Promoted
    Manager, Retail Marketing

    Manager, Retail Marketing

    MARKWINS BEAUTY BRANDS INCDelano, CA, United States
    Full-time
    Markwins Headquarters - City of Industry, CA.The Manager, Retail Marketing will report directly to the AVP, Brand Marketing and will be responsible for leading and directing the Brand in Marketing ...Show moreLast updated: 4 days ago
    • Promoted
    Collections

    Collections

    TradeJobsWorkforce93305 Bakersfield, CA, US
    Full-time
    Responsible for performing various collection duties on consumer or mortgage accounts in various stages of risk or performance to effectively reduce delinquency, losses and increase recoveries.Area...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Operations Manager - Regional Distribution Center - Bakersfield, California

    Senior Operations Manager - Regional Distribution Center - Bakersfield, California

    TargetShafter, California, United States of America
    Full-time
    Pay is based on several factors which vary based on position.These include labor markets and in some instances may include education, work experience and certifications. In addition to your pay, Tar...Show moreLast updated: 4 days ago
    • Promoted
    Travel Physical Therapist (PT) - $2,536 per week in Arvin, CA

    Travel Physical Therapist (PT) - $2,536 per week in Arvin, CA

    AlliedTravelCareersArvin, CA, US
    Full-time
    AlliedTravelCareers is working with Medical Solutions to find a qualified Physical Therapist (PT) in Arvin, California, 93203!. A facility in Arvin, CA is seeking its next amazing PT (Physical Thera...Show moreLast updated: 12 days ago
    • Promoted
    Account Development Manager

    Account Development Manager

    TradeJobsWorkforce93263 Shafter, CA, US
    Full-time
    Account Development Manager duties consist of : Identifies development potential in accounts by studying current business. interviewing key customer personnel and company personnel who have worke...Show moreLast updated: 30+ days ago
    • Promoted
    Business Lawyer

    Business Lawyer

    JobotTaft, CA, US
    Full-time
    Law firm with offices throughout central and southern California looking for a business lawyer in Kern County.This Jobot Job is hosted by : Ron Calhoun. Are you a fit? Easy Apply now by clicking the ...Show moreLast updated: 30+ days ago
    • Promoted
    Inside Sales Representative

    Inside Sales Representative

    BPS Supply GroupShafter, CA, US
    Full-time
    With deep local roots and national reach through the Venturi Supply platform, our mission is to deliver the critical materials, custom solutions, and reliable service our customers depend on.At the...Show moreLast updated: 3 days ago
    • Promoted
    Sales Activities Coordinator

    Sales Activities Coordinator

    Micro-Star InternationalDelano, CA, United States
    Full-time
    Micro-Star International (MSI™) specializes in the design and manufacturing of motherboards, interface cards, and barebones. In the rapidly changing information technology industry, MSI™ has certain...Show moreLast updated: 4 days ago
    • Promoted
    Business Development Agent Virtual

    Business Development Agent Virtual

    TradeJobsWorkForce93303 Bakersfield, CA, US
    Full-time
    Business Development Agent Virtual Job Duties : Rigorously prospect for new business and follow up with leads in your pipeline Prima...Show moreLast updated: 30+ days ago