Senior Mortgage Underwriter
Farmers Bank of Kansas City is growing and in need of a highly motivated, experienced Sr. Underwriter. As a new member of our team, the Sr. Underwriter will work on-site to evaluate residential loan application packages and determine program eligibility and credit worthiness of the consumer. Job functions include :
- Underwriting residential mortgage loans in accordance with FNMA, FHLMC, FHA, and VA internal guidelines ensuring compliance with company and investor standards.
- Reviewing and analyzing borrower profiles, credit reports, title reports, income documentation, and assets, including complex business returns.
- Reviewing appraisals for accurate property valuation.
- Demonstrating proficiency in automated underwriting applications and ability to assess results.
- Managing individual pipeline on a daily basis by completing new underwriting reviews, condition reviews, and other underwriting tasks within established turn times.
- Communicating with processing and sales to provide updates, clarification on outstanding conditions and deficiencies identified on loans, and to assist in interpreting underwriting guidelines.
- Working with the post-closing team to resolve any issues.
- Providing loan scenario support to sales and processing teams.
Qualifications :
Minimum 5 years recent full-time Mortgage Underwriting experience (Required)Proficiency with DU and LP, FHA Connection, and VA PortalKnowledge of FHMA, FHLMC, FHA, and VA guidelinesActive DE Chums and VA SAR requiredSelf-starter, self-reliant, dependable, ability to work within and meet specific time restraintsFlexibility in decision making with strong problem solving skillsCustomer service drivenMust be able to work overtime as neededJob Type : Full-time
Experience : Underwriting : 5 years (Required)
Farmers Bank offers a comprehensive benefit package including PTO, Health and Life Insurance, 401K / Profit Sharing, and other benefits.
Farmers Bank and Trust is an equal opportunity employer / veterans / disabled.
Applications can be printed online at www.farmersbankkc.com or picked up at any branch. Please return applications to :
ATTN : HUMAN RESOURCES
14231 METCALF AVE
OVERLAND PARK, KS 66223
FAX (913) 387-5558
or by email to : humanresources@farmersbankks.com