Lending Solutions Representative

Job Details

Job Location

Corporate - Fort Wayne, IN

Position Type

Full Time

Job Category

Banking

Description

Fort Financial Credit Union fosters a positive culture that prioritizes the well-being and development of its employees. Being a community-focused organization, we believe that investing in employees not only enhances individual health and potential, but it also contributes to the overall success of our organization and community.Our mission as a credit union is to build financial relationships with our members and be their trusted financial advisors.

As a Lending Solutions Representative, you will play a critical role in analyzing financial documents, reviewing credit reports, and ensuring compliance with lending guidelines to minimize risk. The ideal candidate will have strong analytical skills, keen attention to detail, a thorough understanding of lending regulations to support sound decision-making, and a commitment to providing exceptional service to our members while upholding the credit union's financial health.

Job Type : Full-Time

Location : Fort Wayne, IN - Corporate Office Lima Rd.

Schedule : Banking hours Monday-Friday, some Saturdays

Responsibilities :

• Provide general credit union information on all credit union services and policies, interest rates, terms of loans, dividends and interest computations, and insurance coverages to members.
• Analyze borrower's credit profile, collateral, and capacity to repay the proposed loan obligation.
• Approve or reject loans within prescribed loan authority.
• Handle all aspects of loan servicing requests and work closely with loan officers to address specific loan questions, fulfill documentation requirements, and resolve any issues that arise.
• Address and resolve any issues or discrepancies that arise during the underwriting phase.
• Ensure indirect loan funding is handled in a timely manner with proper documentation and compliance.
• Recommend loan alternatives to members, as necessary.

Qualifications

Required Skills :

Qualifications :

Benefits :