Talent.com
Credit Risk Business Analyst
Credit Risk Business AnalystSeacoast Bank • Charlotte, NC, United States
Credit Risk Business Analyst

Credit Risk Business Analyst

Seacoast Bank • Charlotte, NC, United States
30+ days ago
Job type
  • Full-time
Job description

Description

  • This role is for immediate hire

JOB SUMMARY :

The Credit Risk Business Analyst plays a critical role in ensuring the integrity, traceability and regulatory compliance of credit risk reporting processes. This position focuses on managing documentation for report intake, data lineage, and governance adherence, serving as a liaison between analytics, audit, and regulatory stakeholders. The ideal candidate will have strong business analysis skills, a working knowledge of SQL to understand data transformations, and a process-oriented mindset to maintain structured documentation and enforce governance standards across teams. Proficiency in Microsoft Excel, Word, PowerPoint, and experience with Power BI is essential for reporting and visualization tasks.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

  • Act as a central point of contact for audit and regulatory inquiries related to data sourcing, transformation, and reporting.
  • Coordinate with data owners, report developers, and business units to ensure alignment with governance protocols.
  • Utilize SQL, Microsoft Excel and Power BI, and other tools, for report generation and data visualization.
  • Use SQL to trace data transformations and validate data lineage documentation.
  • Work with the analytics teams and data originators and users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations.
  • Use analytical and technical skills for improving data quality and business insights, as well as influencing business process design.
  • Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.
  • Develop and maintain comprehensive documentation for report intake processes and data lineage across credit risk reporting.
  • Facilitate stakeholder adherence to documentation and intake procedures through training, communication, and oversight.
  • Monitor and manage the lifecycle of credit risk reports from intake to delivery, ensuring traceability and compliance.
  • Identify gaps in documentation or process adherence and implement corrective actions.
  • Collaborate with analytics and IT teams to understand data flows and ensure accurate representation in documentation.
  • Prepare and manage responses to internal and external audit requests.
  • Maintain a repository of documentation that supports regulatory compliance and risk transparency.
  • Leverage Microsoft Word and PowerPoint for documentation and stakeholder presentations.
  • EDUCATION and / or EXPERIENCE :

  • Bachelor's degree in Business, Finance, Information Systems, Computer Science or related field required, Master's preferred.
  • 5+ years of experience in business analysis, data governance, or risk reporting within a mid to large bank.
  • Familiarity with SQL and data transformation processes.
  • Proficiency in Microsoft Excel, Word, PowerPoint and experience with Power BI.
  • Experience working with audit and regulatory stakeholders beneficial.
  • Strong organizational skills and attention to detail.
  • Excellent communication and documentation skills.
  • Ability to manage multiple priorities and enforce process discipline across teams.
  • The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    Create a job alert for this search

    Credit Risk Analyst • Charlotte, NC, United States

    Related jobs
    Credit Risk Business Analyst

    Credit Risk Business Analyst

    Seacoast National Bank • Charlotte, NC, United States
    Full-time
    This role is for immediate hire • •.The Credit Risk Business Analyst plays a critical role in ensuring the integrity, traceability and regulatory compliance of credit risk reporting processes.This p...Show more
    Last updated: 30+ days ago • Promoted
    Portfolio Analyst

    Portfolio Analyst

    Allspring Global Investments • Charlotte, NC, United States
    Full-time
    Work where your ideas have impact.Allspring is a leading asset management firm with close to $600 billion of assets under management, 24 offices globally, and specialized investment teams supported...Show more
    Last updated: 27 days ago • Promoted
    Portfolio Manager - Infection Prevention

    Portfolio Manager - Infection Prevention

    Solenis LLC • Fort Mill, SC, United States
    Full-time
    Solenis is a leading global producer of specialty chemicals focused on delivering sustainable solutions for water-intensive industries, including consumer, industrial, institutional, food and bever...Show more
    Last updated: 30+ days ago • Promoted
    Client Compensation Specialist

    Client Compensation Specialist

    TEKsystems • Fort Mill, SC, US
    Full-time
    Handling and researching inquiries and requests through multiple contact points such as phone calls and email.First point of contact for assisting Advisors and their staff with inquiries and reques...Show more
    Last updated: 23 days ago • Promoted
    Senior Relationship Banker

    Senior Relationship Banker

    First National Bank of Pennsylvania • Statesville, NC, United States
    Full-time
    Make a difference - for us and for your future.This position is primarily responsible for the execution of traditional consumer banking asks of retail banking customers. The incumbent is responsible...Show more
    Last updated: 30+ days ago • Promoted
    Fraud Risk Analyst - Quantitative Fraud Strategy

    Fraud Risk Analyst - Quantitative Fraud Strategy

    U.S. Bank • Charlotte, NC, United States
    Full-time
    Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We b...Show more
    Last updated: 4 days ago • Promoted
    Fraud Analytics and Innovation Lead Analyst

    Fraud Analytics and Innovation Lead Analyst

    Bank of America • Charlotte, NC, United States
    Full-time
    Fraud Analytics and Innovation Lead Analyst.Charlotte, North Carolina;Plano, Texas; Richmond, Virginia; Sun City West, Arizona. Boston, Massachusetts; Chandler, Arizona; Tampa, Florida; Chicago, Il...Show more
    Last updated: 24 days ago • Promoted
    Private Credit Investment Analyst

    Private Credit Investment Analyst

    Churchill Real Estate • Charlotte, NC, United States
    Full-time
    As part of the Originations team, the Private Credit Analyst is responsible for evaluating the creditworthiness of loan applicants in the business purpose residential lending space as well as asses...Show more
    Last updated: 30+ days ago • Promoted
    Credit Risk Specialist

    Credit Risk Specialist

    EXL • Charlotte, North Carolina, United States
    Full-time
    EXL (NASDAQ : EXLS) is a global analytics and digital solutions company that partners with clients to improve business outcomes and unlock growth. Bringing together deep domain expertise with robust ...Show more
    Last updated: 4 hours ago • Promoted • New!
    Remote Contract Position for Inside Risk Trade Analyst

    Remote Contract Position for Inside Risk Trade Analyst

    United Software Group • Charlotte, NC, United States
    Remote
    Full-time
    Please go through the job description given below and if you are interested do share an updated word copy of your resume and best time to reach you over the phone. Position : Inside Risk Trade Analys...Show more
    Last updated: 21 days ago • Promoted
    Sr. Credit Risk Review Analyst / Commercial Lending

    Sr. Credit Risk Review Analyst / Commercial Lending

    Butler Recruitment Group LLC • Charlotte, North Carolina, United States
    Full-time
    Quick Apply
    Credit Risk Review Analyst - Commercial Lending.Full benefits package Bonus + Paid Relocation Assistance.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst...Show more
    Last updated: 30+ days ago
    Corp Bankng Credit Analyst I

    Corp Bankng Credit Analyst I

    Citizens Financial Group • Charlotte, NC, US
    Full-time
    The Credit Analyst I will conduct detailed research and analysis of market data, trends and other factors related to the financing that will be considered as part of credit decisions.The individual...Show more
    Last updated: 17 hours ago • Promoted • New!
    Financial Credit Risk, Director

    Financial Credit Risk, Director

    PRICE WATERHOUSE COOPERS • Charlotte, NC, United States
    Full-time
    At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulat...Show more
    Last updated: 7 days ago • Promoted
    Portfolio Risk Analyst

    Portfolio Risk Analyst

    Kforce • Charlotte, NC, United States
    Full-time
    Kforce has a client in Charlotte, NC that is seeking a Portfolio Risk Analyst.Serve as the primary loan servicing contact for internal and external clients regarding deal execution, issue resolutio...Show more
    Last updated: 12 days ago • Promoted
    Senior Risk Analyst

    Senior Risk Analyst

    First Citizens Bank • Charlotte, NC, United States
    Full-time
    This is a hybrid role located in Raleigh, NC or Charlotte, NC with the expectation that time working will regularly take place inside and outside of a company office. Open to remote in several marke...Show more
    Last updated: 30+ days ago • Promoted
    Consulting Analyst (Risk Management)

    Consulting Analyst (Risk Management)

    Strategic Risk Solutions • Charlotte, NC, US
    Full-time
    Quick Apply
    SRS), the world’s leading independent captive insurance manager, is growing and looking for a Consulting Analyst to join our US Advisors consulting team. This in office position will pro...Show more
    Last updated: 8 hours ago • New!
    Fraud Strategy Analyst I (Mid-level)

    Fraud Strategy Analyst I (Mid-level)

    USAA • Charlotte, NC, United States
    Full-time
    At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military...Show more
    Last updated: 9 days ago • Promoted
    Sr. Credit Risk Review Analyst - Commercial Lending

    Sr. Credit Risk Review Analyst - Commercial Lending

    Knowhirematch • Charlotte, NC, US
    Full-time
    Quick Apply
    Credit Risk Review Analyst - Commercial Lending.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending.CRR's primary objecti...Show more
    Last updated: 30+ days ago