Computer analyst Jobs in Fresno, CA

Well-established organization that partners with our clients in the agriculture industry. We pride ourselves in providing an excellent culture, servicing our community, while providing our employees with the tools to thrive! Come see what we are about!

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Salary : $95,000 - $120,000 per year

A bit about us :

Well-established organization that partners with our clients in the agriculture industry. We pride ourselves in providing an excellent culture, servicing our community, while providing our employees with the tools to thrive! Come see what we are about!

Why join us?

• Position is bonus eligible @ 10%
• Opportunities for career advancement
• Full benefits offered - medical, dental, & vision
• Generous 9% 401k plan retirement match
• Visibility to executive leadership
• Other perks associated with the position

Job Details

Job Details :

We are currently seeking a dynamic and detail-oriented individual to join our team as a Permanent Senior Credit Analyst. As a key member of our Accounting and Finance team, you will play a pivotal role in maintaining the financial health of our organization. This position requires an individual who is analytical, confident, and possesses outstanding communication skills. Our ideal candidate will have a deep understanding of credit risk analysis, financial forecasting, and loan structuring. If you are looking for a challenging and exciting role that offers immense growth opportunities, this is the perfect job for you.

Responsibilities :

1. Evaluate borrower creditworthiness by reviewing loan officer recommendations, identifying policy gaps, and analyzing capital, capacity, collateral, character, and conditions.

2. Develop financial projections and compare borrower performance to industry and core lending standards.

3. Identify potential risks and recommend mitigating factors.

4. Prepare clear, well-supported credit narratives and present findings to support decisions.

5. Approve or deny credit applications and servicing actions within delegated authority; recommend decisions for requests exceeding authority.

6. Propose loan structures and conditions to support approvals.

7. Prepare and present materials to the credit committee for final approval.

8. Analyze financial information for potential participation loan purchases and credit offerings from external partners.

9. Assess opportunities against Association underwriting standards.

10. Prepare clear narratives summarizing findings and recommend appropriate participation levels.

11. Manage routine and complex servicing actions, including annual reviews, loan increases, extensions, and partial releases of collateral or liability.

12. Review borrower submissions for compliance with loan covenants.

13. Collaborate with lending staff to establish appropriate loan terms, conditions, and structures.

14. Evaluate credit processes and recommend improvements to enhance efficiency.

Qualifications :

1. Bachelor’s degree in Accounting, Finance, or related field. A Bachelor's degree or equivalent is preferred.

2. 3-5 years of experience in credit analysis or related role in the financial industry.

3. Strong analytical, decision-making, and problem-solving skills.

4. Proficiency in financial forecasting and risk assessment.

5. Excellent written and verbal communication skills.

6. Ability to work independently and collaboratively.

7. Proven experience in preparing and presenting credit narratives and financial reports.

8. Demonstrated expertise in loan structuring and credit application processes.

9. Knowledge of loan servicing actions and compliance requirements.

10. Proficiency in using financial software and MS Office Suite.

11. Ability to manage multiple tasks and meet deadlines.

12. Strong attention to detail and high level of accuracy.

13. A proactive approach to identifying and mitigating potential risks.

14. Continuous learner with a passion for staying updated with industry trends and best practices.

Interested in hearing more? Easy Apply now by clicking the "Apply" button.

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