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Direct Consumer Lending Sales

Direct Consumer Lending Sales

U.S. BancorpSalt Lake City, UT, US
1 day ago
Job type
  • Full-time
Job description

Job Title

Responsible for originating consumer loans, including home equity loans and lines of credit and purpose finance for existing or prospective clients primarily via proactive, outbound and inbound calling efforts. Client opportunities are generated through U.S. Bank leads, multiple digital channels, internal referrals or independently sourced. Meets specific loan volume origination goals, which are established annually. Identifies lending solutions for new and existing clients based on their needs. Completes the loan origination by engaging customers in the application process using a digital application process when applicable. Responsible for post-closing follow-up connections with customers. Develops collaborative partnerships with mortgage loan originators and 24hr Banking team to best serve clients. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications :

  • High school diploma or equivalent
  • Three or more years of job-related, retail banking experience or a combination of lending / credit experience and commensurate training

Preferred Skills / Experience :

  • Comprehensive knowledge of all applicable bank and sales center policies, procedures and support systems
  • Effective written and verbal communication skills to include professional telephone etiquette
  • Strong customer service skills
  • Strong sales aptitude
  • Self-motivated with ability to achieve specific production goals
  • Proven ability to learn and adapt to new information and technology platforms, and ability to teach customers how to use digital technology
  • Effective problem-solving and active listening skills
  • Experience in financial services and knowledge of financial services industry, products and solutions preferred.
  • This role requires working 10-6 Pacific Standard Time.

    Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
  • U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

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    Consumer Direct Sales • Salt Lake City, UT, US

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