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Payment Processor II- ACH/Wires
Payment Processor II- ACH/WiresElevations Credit Union • Broomfield, CO, US
Payment Processor II- ACH / Wires

Payment Processor II- ACH / Wires

Elevations Credit Union • Broomfield, CO, US
30+ days ago
Job type
  • Full-time
Job description

Payment Processor II Ach / Wires

When joining Elevations, you can expect to work for a company with :

  • A leadership team that strives to make this the best place you've ever worked!
  • A focus on supporting our employees' mental, physical, and financial well-being
  • A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors
  • A highly engaged workforce devoted to innovation, continuous improvement, and collaboration
  • A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award
  • A passion for consistently providing amazing experiences and creating raving fans

If you join our team, here are some of the perks you can expect :

  • A competitive total rewards package with 4 weeks paid time off for full-time employees, work anniversary paid time off, paid volunteer time off, and 12 paid holidays
  • Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account
  • Up to a 4% match on 401(k) contributions
  • Up to twelve weeks of fully paid parental leave
  • An extensive Employee Assistance Program that provides personalized care options for your whole household
  • Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250 / year
  • Location : Hybrid :

    Employees who are able to perform the essential functions of their jobs away from an Elevations location may do so with the expectation that they are onsite at least fifty percent of the time over a two-week pay period.

    Summary / Objective :

    The Payment Processor II Ach / Wires is a team member of the Operations Payment Services area and is responsible for providing quality, accurate and timely customer service involving daily processing of financial transactions in a fast-paced, time sensitive operations environment. This includes managing the outgoing and incoming wire transfer requests for members and internal departments and the centralization of processing and scheduling of Automated Clearing House (Ach) Odfi and Rdfif files.

    Essential Functions Include :

  • Assists with the daily completion and finalizing of a high volume of member contact situations and basic service events.
  • Responsible for initiating high risk, high volume, and large dollar (Us dollar and foreign currency) international and domestic wire transfers.
  • Under general supervision, reviews all wire documentation for completeness and accuracy to ensure all wires have been properly authorized and works with other departments to authenticate wires with the originator.
  • Under general supervision, closely monitors all outgoing wires for potential fraud and responds and researches all wire tracers and investigations received from other banks, members or internally from other departments.
  • Process and post all incoming and outgoing wire transfers.
  • Under general supervision, ensure all Ach transactions, disputes and returns are balanced, processed and posted in accordance with Nacha rules.
  • Ensure all employee paper payroll Eftf records are created, balanced and posted in accordance with credit union payroll.
  • Maintain required ACH and Wire reports and spreadsheets. Prepare settlement related daily Ach and Wire balance spreadsheets. Helps to identify process and procedure gaps and enhancements for basic and advanced topics. Collaborates with team members to improve overall efficiency and quality. Performs daily general ledger reconciliations of settlement and work-in-progress accounts.
  • Reports To : Payments Manager

    Manages :

    This role does not have supervisory responsibility.

    Required Skills, Education and Experience :

  • Equivalent to a high school education
  • Minimum one year of similar or related financial institution experience.
  • Preferred Skills, Education and Experience :

  • Demonstrate general analytical abilities, decision making and problem-solving skills.
  • Basic knowledge of Ach policies and guidelines.
  • Basic knowledge performing general ledger reconciliations.
  • Basic understanding of Nacha rules and guidelines as it pertains to Ach processing.
  • Maintain a basic understanding regarding departmental procedures and applicable regulations for electronic funds transfer (Eft) with emphasis on Reg D, Reg CC, Reg E, Bsa, and Ofac.
  • Basic knowledge of Microsoft Office Suit
  • Work Environment :

    Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment.

    Physical Requirements :

    Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects

    Position Type / Expected Hours of Work :

    Full time / 40 hours per week

    Classification : Non-Exempt

    Compensation Information : The person hired into this position will likely earn between $21.02 and $26.06 per hour, plus annual bonus.

    Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and / or skill level, and will be finalized at the time of offer.

    Anticipated Application Window : This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer.

    Other Duties :

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

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    Payment Processor • Broomfield, CO, US

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