Talent.com
Credit Risk & Strategy Analyst

Credit Risk & Strategy Analyst

MERCURY FINANCIAL CORPORATIONWilmington, DE, United States
20 hours ago
Job type
  • Full-time
Job description

When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset, we encourage entrepreneurial thinking to empower our customers toward financial well-being.

Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general-purpose credit cards marketed through our omnichannel platform, including retail point-of-sale, healthcare point-of-care, direct mail solicitation, digital marketing, and partnerships with third parties. Additionally, through our Auto Finance subsidiary, Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.

Office Location

  • This Role will be in our Wilmington, DE - Near the Riverfront, offering rich history, dining, entertainment, and shopping. With direct access to I-95, Amtrak, and SEPTA, employees enjoy flexible living options.

Work Culture

We foster a collaborative, innovative environment where everyone contributes to building something meaningful. You'll be empowered to lead, grow, and make an impact.

The Role

At Atlanticus , we're reimagining credit to help consumers build better financial futures. As a Credit Risk & Strategy Analyst on our Credit Card Risk Strategy team, you'll use data, analytics, and strategic thinking to solve meaningful business problems that span credit risk, marketing performance, and financial planning / performance .

You'll work alongside experienced analysts and business leaders to uncover insights, develop recommendations, and influence decisions that directly shape our growth. Atlanticus's entrepreneurial environment means you'll have broad exposure , real ownership , and the opportunity to see your work make a tangible impact - something that's rare at larger institutions.

What You'll Do

  • Analyze business performance : Use SQL and other analytical tools to extract, clean, and interpret data to identify trends and opportunities across credit, marketing, and finance.
  • Develop actionable insights : Translate data into clear recommendations that improve acquisition, underwriting, and portfolio management strategies.
  • Structure and execute test-and-learn initiatives : Evaluate credit, marketing, and customer strategies - translating experimental outcomes into scalable business improvements.
  • Support marketing and customer growth : Evaluate campaign performance and customer behaviors to inform targeting, offers, and engagement tactics.
  • Contribute to financial and credit forecasting : Partner with Finance and Credit teams to model portfolio outcomes and track P&L drivers.
  • Collaborate across functions : Work closely with Marketing, Product, Operations, and Finance to deliver analytical solutions and align on priorities.
  • Tell the story : Communicate findings through presentations and dashboards that make data accessible to decision-makers.
  • Grow as a strategic thinker : Learn to frame business problems, design experiments, and connect data-driven insights to real-world business strategy.
  • You're a great fit if you have :

  • Bachelor's degree in a quantitative or analytical field (e.g., Mathematics, Economics, Finance, Statistics, Engineering, or Data Science).
  • 1-3 years of experience in analytics, business strategy, or consulting (internships or rotational programs welcome).
  • Proficiency in SQL and strong Excel skills; experience with Python, R, or similar tools is a plus.
  • Demonstrated ability to solve problems using data and structured thinking.
  • Strong communication skills and intellectual curiosity.
  • Preferred :

  • Experience in credit cards, consumer lending, or data-driven marketing.
  • Ability to understand consumer credit card P&L and profitability drivers.
  • Exposure to experimentation (A / B testing) or performance measurement frameworks.
  • Familiarity with business intelligence or visualization tools such as Tableau or Power BI.
  • Comfort working in fast-paced, evolving environments where adaptability matters.
  • Why You'll Love It Here

  • Ownership Early : You'll take on real responsibility and see your analyses directly influence key business decisions.
  • Broad Learning : Gain exposure across credit, marketing, and finance-understanding how a full consumer lending business operates.
  • Agility and Impact : Be part of a smaller, collaborative team where your voice is heard and your ideas move quickly.
  • Growth Opportunities : Develop the technical, strategic, and communication skills needed to advance into senior analytical roles.
  • Mission-Driven Work : Help build credit solutions that promote financial inclusion and responsible growth.
  • Why You'll Love Working Here

    This isn't just a job, it's a place to lead, grow, and thrive. If you believe in your skills and drive, we'll provide the resources and support to help you succeed.

    Benefits include :

  • Generous PTO and holiday schedule
  • 401(k) with company match
  • Employee stock purchase plan
  • Ongoing training (lunch & learns, financial and health webinars)
  • Team volunteer outings
  • Other Office locations :

  • Atlanta, GA - Located in the Queen Building (King & Queen Towers, Sandy Springs), with easy access to I-285, GA-400, and a free shuttle to MARTA.
  • Austin, TX - Situated in The Domain, a vibrant tech hub with park-like surroundings, top restaurants, and convenient parking, perfect for post-work socializing.
  • Atlanticus is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, gender, sexual orientation, age, veteran status, disability, or other protected status.

  • Note : Applicants must be authorized to work in the U.S. We do not sponsor employment visas.
  • Hiring for our Wilmington, DE / Austin, TX office will be processed through Mercury Financial, a brand of Atlanticus.
  • Create a job alert for this search

    Credit Risk Analyst • Wilmington, DE, United States

    Related jobs
    • Promoted
    Risk Manager I- Credit Strategy

    Risk Manager I- Credit Strategy

    Maine StaffingWilmington, DE, US
    Full-time
    Work Location : Wilmington, Delaware, United States of America Hours : 40 Pay Details : $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleag...Show moreLast updated: 5 days ago
    • Promoted
    Acquisition Credit Strategy and New Deals Evaluation

    Acquisition Credit Strategy and New Deals Evaluation

    BarclaysWilmington, DE, US
    Full-time
    Acquisition Credit Strategy And New Deals Evaluation.Step into the role of Acquisition Credit Strategy and New Deals Evaluation at Barclays, where you will focus on the evaluation of new deals and ...Show moreLast updated: 30+ days ago
    • Promoted
    Hospitalist Medical Director for an Established Program in a St. Louis, Missouri, Community

    Hospitalist Medical Director for an Established Program in a St. Louis, Missouri, Community

    CompHealthBridgeton, US
    Full-time
    Bridgeton is a 2nd-ring suburb of Greater St.It is close to a ferry across the Missouri River and international airport.Live in this family-friendly town or closer to the city for the best events, ...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Senior Credit Risk & Strategy Analyst

    Senior Credit Risk & Strategy Analyst

    MERCURY FINANCIAL CORPORATIONWilmington, DE, United States
    Full-time
    When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans.With a culture of collabor...Show moreLast updated: 20 hours ago
    • Promoted
    • New!
    Fraud Strategy Analyst 1LOD

    Fraud Strategy Analyst 1LOD

    City National BankNewark, DE, US
    Full-time
    The Non-Card Fraud Strategy Analyst participates actively in the Bank's fraud prevention and risk management activities to identify and mitigate both the Bank's and our clients' exposure to potenti...Show moreLast updated: 22 hours ago
    Sr. Credit Risk Review Analyst - Commercial Lending

    Sr. Credit Risk Review Analyst - Commercial Lending

    KnowhirematchBlue Bell, PA, US
    Full-time
    Quick Apply
    Credit Risk Review Analyst - Commercial Lending.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending.CRR's primary objecti...Show moreLast updated: 30+ days ago
    • Promoted
    Sr. Credit Risk Review Analyst / Commercial Lending

    Sr. Credit Risk Review Analyst / Commercial Lending

    International Staff ConsultingBlue Bell, PA, United States
    Full-time
    Credit Risk Review Analyst - Commercial Lending.Full benefits package Bonus + Paid Relocation Assistance.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst...Show moreLast updated: 3 days ago
    • Promoted
    VP-Credit Portfolio Officer (Strategic Initiatives & Analytics)-Hybrid

    VP-Credit Portfolio Officer (Strategic Initiatives & Analytics)-Hybrid

    CitigroupWilmington, DE, US
    Full-time
    The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in co...Show moreLast updated: 30+ days ago
    • Promoted
    Sr. Credit Risk Review Analyst - Commercial Lending

    Sr. Credit Risk Review Analyst - Commercial Lending

    KnowHireMatchBlue Bell, PA, United States
    Full-time
    Credit Risk Review Analyst - Commercial Lending.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending.CRR's primary objecti...Show moreLast updated: 3 days ago
    • Promoted
    • New!
    Credit-Fraud Risk Specialist

    Credit-Fraud Risk Specialist

    Veterans StaffingKing Of Prussia, PA, US
    Full-time
    Join Fiserv as a Credit-Fraud Risk Specialist.Calling all innovators find your future at Fiserv.We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way th...Show moreLast updated: 13 hours ago
    Sr. Credit Risk Review Analyst / Commercial Lending

    Sr. Credit Risk Review Analyst / Commercial Lending

    Butler Recruitment Group LLCBlue Bell, Pennsylvania, United States
    Full-time
    Quick Apply
    Credit Risk Review Analyst - Commercial Lending.Full benefits package Bonus + Paid Relocation Assistance.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst...Show moreLast updated: 9 days ago
    • Promoted
    Sr. Credit Risk Review Analyst / Commercial Lending

    Sr. Credit Risk Review Analyst / Commercial Lending

    Affinity Executive SearchBlue Bell, PA, United States
    Full-time
    Credit Risk Review Analyst - Commercial Lending.Full benefits package Bonus + Paid Relocation Assistance.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst...Show moreLast updated: 3 days ago
    • Promoted
    Board Certified Behavior Analyst (BCBA)

    Board Certified Behavior Analyst (BCBA)

    Pediatric Therapeutic Services, Inc.Atglen, PA, US
    Full-time
    Pediatric Therapeutic Services (PTS) is seeking a full time Board-Certified Behavior Analyst (BCBA) to provide school-based services to a local school district in Atglen, PA.We offer competitive ra...Show moreLast updated: 30+ days ago
    • Promoted
    Sr. Analyst, Credit Risk

    Sr. Analyst, Credit Risk

    Lincoln Financial ServicesRadnor Twp, PA, United States
    Full-time
    Alternate Locations : Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina). Hartford, CT (Connecticut) Work Arrangement : Hybrid : Em...Show moreLast updated: 3 days ago
    • Promoted
    Sr. Credit Risk Review Analyst / Commercial Lending

    Sr. Credit Risk Review Analyst / Commercial Lending

    Butler Recruitment GroupBlue Bell, PA, US
    Full-time
    Credit Risk Review Analyst - Commercial Lending.Full benefits package Bonus + Paid Relocation Assistance.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst...Show moreLast updated: 24 days ago
    • Promoted
    Chief Credit Risk Officer

    Chief Credit Risk Officer

    Continental Finance CompanyWilmington, DE, US
    Full-time
    The Chief Credit Risk Officer (CCRO) at Continental Finance Company will be responsible for designing, executing, and coordinating the overall credit risk management strategy, with a specialized fo...Show moreLast updated: 30+ days ago
    • Promoted
    Sr. Manager / Associate Director - Credit Risk Strategy

    Sr. Manager / Associate Director - Credit Risk Strategy

    Tiger AnalyticsWilmington, DE, United States
    Full-time
    Tiger Analytics is an advanced analytics consulting firm.We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data.Our consultants b...Show moreLast updated: 3 days ago
    • Promoted
    Breast Imaging Medical Director Opportunity in Bridgeton, MO

    Breast Imaging Medical Director Opportunity in Bridgeton, MO

    CompHealthBridgeton, US
    Full-time
    Bridgeton is a 2nd-ring suburb of Greater St.It is close to a ferry across the Missouri River and international airport.Live in this family-friendly town or closer to the city for the best events, ...Show moreLast updated: 26 days ago