Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opportunity in IA, West Des MoinesApply

Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opportunity in IA, West Des Moines

As the Sr. Underwriter, Religious Organizations - Group Affiliated Programs, you will be responsible for managing a book of program business for profitability and growth, including responsibility for advising other underwriters and support staff on technical systems, processes and procedures and consulting at the highest level of technical underwriting authority. You will fully review both new and / or renewal program business, assess risk of coverage, prepare quotes and respond to coverage questions, within the assigned authority level. You will also review and approve underwriting decisions for lower authority level underwriters and prepare recommendations for review with the Underwriting Leader if policy is outside prescribed authority limits. To be successful in this position, you will need to build successful relationships with agents to drive increased, positive business flow and work under limited supervision and exercise significant independent judgement in performing work.

Responsibilities

• Analyzes exposures and determines acceptable risks for complex niche business to determine coverage and premium that is both adequate and competitive in the marketplace.
• Often handles or provides support to a more complex state, risk, regulatory environment, and CAT exposure.
• Takes a tactical approach to underwriting in order to achieve desired profitability and growth of book of business within established goals and business metrics.
• Exercises judgment and latitude based on industry experience in order to evaluate risk and make or recommend decisions as part of the overall department strategy.
• Analyzes inspection reports, location, risk, and financial reports to accept or reject new and renewal business in property and casualty lines.
• Manages risk portfolio to ensure the assigned book of business is tracking with established goals and key business metrics.
• Reviews and approves underwriting decisions for lower authority levels.
• Works collaboratively with Underwriting Assistants on accounts and agency relationships within assigned underwriting territory.
• May provide work direction to lower authority level underwriters and underwriter assistants.
• Provide backup support for the Underwriting Leader in their absence or during times of increased work load.
• Builds successful relationships with agents to drive increased, positive business flow.
• Takes initiative and seeks out new business opportunities.
• Communicates with Loss Control and Risk Management for inspections.
• Assist in training and mentoring lower level underwriters.

Qualifications

Compensation

Benefits