Senior Credit Analyst

Senior Credit Analyst

Administrative

Lafayette, IN

ID : 1136-588

Full-Time / Regular

Please APPLY AT :

https : / / jobs.silkroad.com / PurdueFCU / PurdueExternalPortalpurduefedcareerssilkroadcom

The Senior Credit Analyst is responsible for ensuring credit requests and existing relationships remain in compliance with federal regulations as well as company policy and procedures. Job responsibilities also center on managing risk in the commercial loan portfolio both on an individual credit basis as well as the entire commercial loan portfolio.

Review and analyze credit requests to determine financial and non-financial strengths / weaknesses, risk level, and feasibility of proposed credit relationships and transactions

• Build financial spreads in the loan origination system that will serve as the basis for all financial analyses performed in the role.
• Recommend appropriate covenants and conditions as may be required based upon the complexity and risk of a credit proposal (i.e. loan agreement language, borrowing base certificate advance rates, etc.).
• Use IBISWorld and other market data to support an effective industry & market analysis for each credit request.

Prepare formal credit risk assessment analysis on new and existing credit for larger, more complex relationships

Assist in review of portfolio by completion of annual reviews; stress test portfolio and local market

Construction Loan Administrator responsibilities, which shall include but are not limited to :

Shall review and monitor all due diligence of the construction project from beginning to end, including but not limited to :

Required Skills

Purdue Federal Credit Union is an Equal Opportunity Employer / Veterans / Disabled