Senior Appraisal Analyst

Job Title

Responsible for reviewing property valuations to ensure compliance with federal / state law and Truist risk policy to ensure that loans secured with real estate are protected with adequate collateral value.

Essential Duties And Responsibilities :

• Successfully use critical thinking and analytical skills to review collateral.
• Develop and maintain a strong understanding of mortgage lending products, policies, processes, and their collateral requirements.
• Obtain required collateral documentation per program requirements from internal clients, external clients, vendors, and third-party sources.
• Perform detailed review of all collateral documentation to ensure that loans meet portfolio and investor guidelines.
• Identify and determine next steps for collateral issues that have been escalated.
• Consistently communicate with other departments and sales to ensure pipeline metrics and quality guidelines are met.
• Adhere to all compliance regulations and controls.
• Develop and maintain positive working relationship with co-workers, internal and external clients, business partners and vendors.
• Cultivate relationships with peers as a peer mentor.

Qualifications :

Required Qualifications : The requirements listed below are representative of the knowledge, skill and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Preferred Qualifications :

General Description Of Available Benefits For Eligible Employees : All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

Truist Is An Equal Opportunity Employer : Truist does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.