Title Specialist

Job Description

Job Description

Description : Position Overview

The Title Specialist oversees the end-to-end titling and lien perfection process for AmeriTrust’s auto finance portfolio, including both leases and retail loans. This role ensures that all vehicle titles are properly perfected in compliance with state and federal regulations, manages relationships with DMVs and third-party vendors, and leads the internal title team. The Title Specialist protects Ameritrust’s secured interest in its portfolio while ensuring accurate and timely processing for dealers and customers.

Key Responsibilities

• Oversee daily operations of the title department, including the receipt, review, and processing of titles, electronic lien / titles (ELT), and registration documents.
• Ensure proper lien perfection and registration in all states where AmeriTrust operates.
• Develop and maintain title policies and procedures to meet regulatory, legal, and investor requirements.
• Manage vendor relationships for titling, registration, and vehicle transport / inspection (as applicable).
• Track and resolve exceptions such as missing titles, incorrect lienholder information, or delayed DMV filings.
• Collaborate with Funding, Servicing, Compliance, and Collections teams to resolve title-related issues (repos, insurance claims, lease turn-ins, etc.).
• Maintain reporting on title status, exceptions, and turnaround times for executive and compliance oversight.
• Train, coach, and supervise title team members to ensure accuracy and efficiency.
• Support audits, securitization due diligence, and state regulatory exams by providing accurate title documentation.
• Continuously evaluate titling workflows for automation and efficiency improvements.

Qualifications

Preferred Skills

Requirements :