Personal Lines Underwriter

Personal Lines Underwriter

Job Number:

240391

Primary Location

:US-Remote

Other Locations

:US-IL-Bloomington, US-GA-Alpharetta

As a Personal Lines Underwriter, you will be responsible for underwriting new business, changes and reinstatements. You'll work with our agency partners to profitably rate and classify personal lines clients, while providing an exceptional underwriting experience. You'll also process and underwrites personal lines risk (i.e., selection/rejection of new and renewal business). Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. Analyze quality and quantity of risks underwritten and prepares reports accordingly. For Personal Lines, you will review new applications and in-force business with higher risk characteristics not processed by automation. Your main focus will be production based.

What we offer:

• Annual bonus eligibility based on company performance.
• 401k with company-paid contribution and additional match if you choose to contribute.
• Remote/Hybrid work schedules: Hybrid: For those residing within 50 miles of Bloomington, IL or 20 miles of Alpharetta, GA, allows 4 days remote work; one day in office. Full Remote: For those residing outside of Bloomington, IL and Alpharetta, GA mileage radius.

Additional Information:

• Position starts November 4, 2024.
• We are open M-F 7am - 6:30pm CST* and observe company holidays.
• Training and mentoring hours are 8am - 4:30pm CST. Duration varies based online of business and is dictated by business need.
• Core work hours after training and mentoring will be 10am - 6:30pm* CST (but may vary depending on the team).
• Salary target: $42,000 - $57,750 +annual incentive bonus. The salary target represents the expected salary range of candidates hired. Factors used to determine your actual salary include your specific skills, qualifications and experience.
• All schedules are subject to change based on business need.

*Hours will vary by time zone.

How does a Personal Lines Underwriter make an impact?

• Review and underwrite personal lines risk (i.e., selection/rejection of new and renewal business) of new applications and in-force business with higher degrees of risk not processed by automated systems.
• Administers and monitors underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
• Analyzes quality and quantity of risks underwritten, prepares reports accordingly.
• Ensures adequate pricing of insurable risks by properly classifying the exposure and verify that characteristics are identified and applied and make changes where appropriate.
• Communicating with financial representatives, Underwriting, and/or other internal departments to obtain information or approval/denial of a policy transaction.

Do you have what we’re looking for?

• Ability to interpret and apply underwriting guidelines.
• Ability to perform in a high production and phone environment.
• Proven conflict resolution skills.
• Demonstrates strong interpersonal and phone skills.
• Typically requires 2 years of relevant experience or a combination of related experience, education and training.

Why work with us?

Our employees and representatives serve nearly one million households with our diverse range of personal and business insurance products as well as retirement and investment services. We build relationships and work together to create a stronger, more secure future for our clients and our communities. We’re a big company, yet small enough you can make an impact and won’t get lost in the shuffle. You’ll have the opportunity to learn and grow throughout your career, either within this role or by exploring other areas of our business.

You’ll be able to take advantage of our benefits package, which includes insurance benefits (medical, dental, vision, disability, and life), 401(k) with company match, parental leave, paid time off, paid company holidays and time off to volunteer in your community. Please click here to learn more about who we are and the many benefits we offer our employees.

COUNTRY Financial is committed to providing equal opportunity in all areas of employment, and in providing employees with a work environment free of discrimination and harassment. Employment decisions are made without regard to race, color, religion, age, gender, sexual orientation, veteran status, national origin, disability, or any other status protected by applicable laws or regulations.

Come join our team at COUNTRY today! #AH-LI1 #Remote

COUNTRY Financial does not generally sponsor individuals for employment-based visas for this position.