Credit Risk Identification & Risk Appetite Manager

Credit Risk Identification & Risk Appetite Manager

SMBC is seeking a Vice President to lead the ongoing enhancement of credit risk identification and risk appetite framework across the Americas Division portfolio. This role will govern the credit risk metrics process, partnering with Lines of Business to identify, measure, assess, and manage potential credit risks. The Vice President will collaborate with senior leadership, Finance, and the Credit Department to establish and monitor the bank's risk appetite limits, ensuring alignment with strategic objectives and resource availability. Additionally, the role will support improvements to underwriting standards and documentation, and coordinate with stakeholders to refine credit risk guidelines.

Role Objectives : Delivery

• Conduct regular materiality assessments of potential portfolio risks leveraging credit risk taxonomy and risk identification process across all lines of business
• Assist in identifying appropriate methodology and data sources to appropriately quantify financial as well as non-financial risks
• Track emerging risks and ensure they are accounted for in the risk identification inventory.
• Lead the governance of the credit risk metrics annual review process to re-evaluate the credit metrics ensuring alignment with business objectives and credit risk appetite.
• Support the effort to enhance and manage the credit risk appetite framework, manage the credit risk appetite process, and work with various stakeholders to enhance credit risk metrics.
• Interact with Business Units to help support, enhance, and adjust risk control measures, credit underwriting standards and guidelines, and maintain ongoing communications with business units and credit approval functions to effectively guide businesses within such controls and authorities.
• Synthesize credit matters and develop contextual content for presentations to senior management and regulators.
• Mentor junior members of the team

Role Objectives : Interpersonal

Role Objectives : Expertise

Qualifications and Skills

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.