Job Description
Job Description
The Credit Department at PriorityOne Bank is seeking to hire a full-time credit analyst. Credit Analysts work within the Credit Department to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures.
The full-time analysist will work on relationships with total aggregate exposure more than $650M.
The preferred location is Ridgeland, MS but not required.
Responsibilities :
- Uses strong credit skills to complete credit approval activities with some management oversight.
- Analyze credit opportunities using standard or custom risk analysis templates and provides feedback on the request at hand.
- Demonstrates knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures.
- Understands key risk drivers and articulates strengths of the deal, as well as weaknesses and mitigating factors.
- Works collaboratively with multiple employees including credit officers, loan officers, and loan assistants.
Preferred Skills :
- Excellent time management and organization skills.
- Candidate should possess the ability to balance multiple priorities.
- Highly motivated self-starter, proactive, with intense focus on results.
- Conveys a sense of urgency to achieve business goals and exceed expectations.
- Strong oral and written communication skills.
- Strong analytical skills.
- Strong knowledge of credit and products.
- Understanding of loan and legal documentation.
- Knowledge of Microsoft Office (Excel, Word)
Education and Experience :
- Bachelor’s degree in accounting, finance or related field.
- Five (5+) years of commercial loan underwriting, credit analysis, or portfolio management experience preferred.
- Commercial & Industrial (C&I) experience preferred.
Credit Analyst
Credit Analysts work within the Credit Department to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures. The Credit Department at PriorityOne Bank is seeking to hire a full-time credit analyst. Uses strong credit skills to complete credit appr...
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