Senior Treasury Analyst

Senior Treasury Analyst

At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give back to our community and truly enjoy one another's company.

We are looking for candidates to join our team who are passionate about their vocation. Who are committed to making a contribution and are looking to gain experience in order to grow in their career. Our headquarters are located on a beautiful campus in Irvine, California and if you work out of our Irvine office we can also provide a free gym membership.

Essential Duties and Responsibilities

• Manage and report on daily cash and liquidity positions.
• Maintain liquidity and cash flow models to assist investment and funding planning, and other capital allocation decisions.
• Manage the short-term and long-term liquidity forecasting process, collaborating closely with cross-functional partners in FP&A and Accounting.
• Manage bank account structure, including account openings, closures, signatory updates, compliance with KYC requests, and administering banking portals.
• Support Treasury's role in debt financing and credit negotiations
• Assist in the execution of the company's investment strategy for surplus cash.
• Prepare reports for executive leadership and regulators
• Conduct scenario analysis and stress testing
• Maintain a central banking data depository with associated reports and dashboards to support terms and conditions including banking covenants.
• Other duties as assigned

Minimum Qualifications

• Bachelor's degree in Finance, Economics, or Accounting.
• Minimum of 3-5 years of progressive experience in corporate treasury or a related finance function.
• Proficiency in Excel and treasury/financial systems
• Mortgage industry/banking experience strongly preferred
• Strong knowledge of cash management and banking operations, to include familiarity with trust account balances and associated earnings credit and interest.
• Exceptional analytical, problem-solving and organizational skills, with meticulous attention to detail.
• Excellent communication skills and the ability to work proactively and autonomously while managing multiple priorities in a dynamic environment.
• Strong understanding of liquidity management and interest rate risk

Our benefit offerings include: Medical, dental, vision, wellness programs, EAP counseling services, FSA & HSA, company sponsored life insurance for employee, voluntary life insurance for employee, spouse and child, AD&D Insurance, voluntary short-term and long-term disability, critical illness insurance, accident insurance, legal assistance, pet insurance, living will and trust preparation discounts, commuter program, annual walking challenge, employee appreciation events and monthly sales awards.

At Acra Lending, we were founded with a clear purpose: to specialize in alternative income loan products that help borrowers qualify for our flexible loan programs. We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency. The foundation of our Company is built on helping our customers by providing Non-QM mortgage solutions for today's borrower in residential and commercial properties across America.

Our Leadership team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life. We reward our employees with a competitive salary and a variety of benefits to help our team members reach their health, retirement, and professional goals along with an exceptional 401k match program. We look forward to meeting you!