Senior Software Engineer - Risk, Fraud and Disputes

As a Senior Software Engineer , you will help us scale the technology as our business continues to grow, while staying focused on shipping software that matters to our customers and their end consumers. You will innovate on various aspects of the platform used by our engineering organization to deliver high quality, highly scalable, and highly secure products to our customers.

Reporting to the Engineering Manager and working as part of the Risk Decisioning Engineering team, the Senior Software Engineer will be responsible for maintaining and enhancing Marqeta’s risk engine and decisioning systems, helping Marqeta customers control their risk. Marqeta provides payment authorization decisioning, cardholder data security, instant card issuing, in-app provisioning directly to digital wallets, and real-time funding with our exclusive Just-in-Time (JIT) funding.

At Marqeta, participation in a rotational on-call pager duty is a required part of the software engineering role. The specifics of the rotation may vary by team, depending on team size and structure, and will be discussed further during the interview process.

We work Flexible First . This role can be performed remotely anywhere within the United States. We’d love for you to join us!

Learn more about our Product and Engineering team

The Impact You'll Have

• Demonstrate experience leading the architecture, design and implementation for major complex distributed systems.
• Demonstrated experience / problems solved in the Fintech space.
• You are in the code. You build the engineering design and the scaffolding that junior and mid level engineers can take and do the in-fill.
• Simple and scalable - you thrive on creating simple elegant solutions that scale and reduce complexity, including removing code. Your solutions keep human toil / support to a minimum.
• Ownership and Proactivity - You lead from the front and own your system, including working with others. You have a passion for making your system better while leveraging the rest of the team to help them learn and grow.
• Excellent verbal and written communication - you must be able to articulately define an architecture including diagraming, while at the same time be able to present / debate with a diverse audience.
• Time management - you will be in demand. How you manage your time and ensure you can delegate / provide opportunities for growth for others vs. get involved where you have to is imperative.

Who You Are

Our (typical) process :

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States :

Visit this page or consult with a Recruiter to determine which tier would be applicable to you.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is :

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers