Fleet Collections and Workout Analyst

Fleet Workout Analyst

As a Fleet Workout Analyst, you'll be at the forefront of managing financial risk across our commercial fleet customer base. This role blends operations, collections, and credit functions to ensure timely payment collection and deliver tailored workout solutions during times of financial distress. You'll work closely with internal teams and external legal counsel to negotiate restructures, manage Special Assets accounts, and protect DTFS's collateral and credit position. With exposure to executive management through the Special Assets Committee, this role offers a dynamic environment where your expertise directly influences the company's financial health. You'll also support Canadian fleet customers with relief and restructure requests, contributing to a collaborative and high-performing team culture.

Pay offered dependent on knowledge, skills, and experience. Benefits include annual bonus program; 401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 13+ calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans.

What You Drive at DTFS

Manage a portfolio of distressed commercial fleet accounts with balances ranging from $1M to $400M+.

Ensure timely collections and negotiate customized workout solutions including payment plans, collateral returns, and asset liquidation.

Conduct operational and financial analysis of fleet customers, including review of financial statements and economic trends.

Prepare detailed restructure proposals and present recommendations to senior management and credit committees.

Monitor Special Assets accounts, maintain SAC database, and ensure compliance with internal guidelines and credit rules.

Support compliance efforts by adhering to local and global credit regulations.

Assist in training and coaching fleet collectors to enhance team performance and reduce company risk.

Contribute to departmental projects, process improvements, and uphold DTFS values.

Knowledge You Should Bring

Bachelors Degree; or 6 years of relevant experience in lieu of degree.

3+ years of overall work experience in commercial finance.

Strong background in finance, commercial credit analysis, and collections.

Proficiency in Microsoft Suite.

Strong analytical skills and ability to interpret financial data.

Excellent negotiation, communication, and analytical skills.

Ability to work in a dynamic, cross-functional environment.

Exceptional Candidates Might Have

Bachelors Degree in Business, Accounting, Law or related field.

Experience with DTFS systems and applications : ALFA, PEGA, ECredit Pro, Credit Lens (Moody's).

Understanding of legal documentation and UCC code.

Experience with fleet operations or commercial lending.

French language proficiency.

Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s) : Charlotte, NC US, Fort Mill Office - DTFS. Relocation assistance is not available for this position.

Schedule Type : Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.