Talent.com
City of Boston Credit Union
Residential Processor/Jr. UnderwriterCity of Boston Credit Union • South Boston, MA, United States
Residential Processor/Jr. Underwriter

Residential Processor/Jr. Underwriter

City of Boston Credit Union • South Boston, MA, United States
30+ days ago
Job type
  • Full-time
Job description

Residential Equity Processor/Junior Underwriter

The Residential Equity Processor/Junior Underwriter role combines responsibilities of processing residential home equity loans and assisting with underwriting decisions. The position ensures timely, accurate, and compliant processing of home equity loans and supports underwriting activities for Residential products within the credit union guidelines and regulatory requirements.

The essential functions include, but are not limited to the following:

  • Prepare weekly/monthly reports for management, Credit Committee, and the Board, as needed.
  • Review and process home equity loan applications from initial disclosure to closing.
  • Order and review appraisals, title reports, flood determinations, and other required documentation.
  • Verify income, credit, and collateral information; ensure compliance with TRID and other regulations.
  • Communicate with members and internal teams regarding loan status and required conditions.
  • Prepare closing disclosures and provide clear-to-close authorization.
  • Maintain accurate records and ensure adherence to credit union policies and federal/state lending law
  • Assist in reviewing consumer and mortgage loan applications for completeness and accuracy.
  • Analyze credit reports, calculate DTI and LTV ratios, and assess risk factors.
  • Make recommendations or decisions within delegated authority; escalate complex cases.
  • Ensure compliance with Fair Lending, ECOA, HMDA, and other applicable regulations.
  • Collaborate with loan officers and processors to resolve conditions quickly.
  • Participate in training to develop underwriting expertise.

Requirements

  • High school diploma required; associate or bachelor's degree preferred.
  • 2+ years of experience in loan processing or residential lending; underwriting exposure a plus.
  • Strong knowledge of lending regulations and home equity products.
  • Proficiency in LOS systems (e.g., Encompass) and Microsoft Office.
  • Excellent attention to detail, organizational skills, and communication abilities.
  • NMLS registration may be required.
  • Attention to detail and a commitment to accuracy.
  • Effective communication and interpersonal skills.
  • NMLS registration is preferred or ability to obtain.
Create a job alert for this search

Residential Processor/Jr. Underwriter • South Boston, MA, United States

Similar jobs

Underwriter

Leader BankArlington, MA, United States
Full-time

Fully Remote Corporate 180 - Arlington, MA 02474.Salary Position Type Full Time.Leader Bank is looking for exceptionally dedicated team members to join one of the region's fastest growing communit... Show more

 • Promoted

Underwriter I - MPL Physicians

CoverysBoston, MA, United States
Full-time

The Underwriter I will evaluate new and renewal risks to ensure proper risk selection, pricing, and terms for policies generated in assigned territory.This position will work within the established... Show more

 • Promoted

Production Underwriter

SquaremouthLynnfield, MA, United States
Full-time

Underwriter (Commercial Lines).The Underwriter (Commercial Lines) works with Producers to maintain synergy between NAMU, the carriers and the clients.Working under moderate supervision, contributes... Show more

 • Promoted

Underwriter-Boston, MA

StaffingBoston, MA, United States
Full-time

Location: Boston, MA Duration: 5 Months then Right To Hire Visa: GC or USC.Primary function of the job is to rate new business accounts for our agency partners in our online platform including coor... Show more

 • Promoted

Underwriter Credit Insurance | Energy Transition Finance

EnergeticBoston, MA, United States
Full-time

Energetic is helping drive the energy transition by unlocking capital for clean energy projects.We're a diverse, mission-driven team building innovative credit insurance solutions for the energy se... Show more

 • Promoted

Underwriter IV - Business Credit/Technology Finance

PNCHyde Park, MA, United States
Full-time

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We work together each day ... Show more

 • Promoted

Production Underwriter/Broker

USG Insurance ServicesBoston, MA, United States
Full-time

Location: Remote or hybrid, depending on your area.Compensation: $65,000 - $150,000.Welcome to USG, a distinguished national wholesale broker and managing general agent (MGA) with a prominent prese... Show more

 • Promoted

Senior Underwriter, Property Large Commercial (East Zone)

AXA XLBoston, MA, United States
Full-time

We invent the new to help the world move forward.Leveraging strategic analytics and deep insights, we develop big ideas and innovative solutions that maximize our clients' potential, thereby fulfil... Show more

 • Promoted

Underwriter

W.R. BerkleyBoston, MA, United States
Full-time

Underwriter for Environmental Services Industry.Within authority, the incumbent will manage assigned brokers to underwrite and process environmental and/or casualty lines for the Environmental Serv... Show more

 • Promoted

Life Sciences Underwriter - Boston

The Hartford Financial Services Group, Inc.Boston, MA, United States
Full-time

Join a high-performing, collaborative team within our Boston Life Sciences underwriting team, where innovation and strategic thinking drive success.We're seeking a skilled Life Sciences Underwriter... Show more

 • Promoted

Underwriter

TradeJobsWorkForce02475 Arlington Heights, MA, US
Full-time

Underwriter Job Duties: Analyze financial data related to loan requests.Evaluate loan... Show more

 • Promoted

Insurance Underwriter

Diedre MoireCambridge, MA, United States
Full-time

Insurance Underwriter Dealerships Auto Truck Boats - Cambridge, MA Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess... Show more

 • Promoted

Executive Underwriter or AVP, Underwriting Director - Construction Casualty

Zurich NABoston, MA, United States
Full-time

Executive Underwriter or AVP, Underwriting Director - Construction Casualty 132087 Zurich is currently seeking an Executive Underwriter or AVP, Underwriting Director - Construction Casualty to jo... Show more

 • Promoted

Sr. Underwriter

NewmarkBoston, MA, United States
Full-time

Newmark is in search of an Underwriter with 3-5+ years of commercial underwriting experience.The Underwriter's primary responsibilities will be to provide day-to-day financial, market, and underwri... Show more

 • Promoted

Senior Underwriter

StarrcompaniesBoston, MA, United States
Full-time

Join Starr, a global leader in commercial insurance with over a century of expertise.We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide... Show more

 • Promoted

Senior Underwriter, Energy

Liberty Information Technology LimitedBoston, MA, United States
Full-time

The Senior Underwriter is responsible for underwriting energy accounts independently within delegated authority, making data-driven accept/decline and pricing decisions for complex or high line-siz... Show more

 • Promoted

Account Executive, Excess Casualty Underwriter

TravelersBoston, MA, United States
Full-time

Account Executive (AE), Excess Casualty.Excess Casualty offers protection against unforeseen catastrophic losses where additional layers of insurance are neededfrom devastating auto accidents to pr... Show more

 • Promoted

Senior Underwriter

Arch Capital GroupBoston, MA, United States
Full-time

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potentia... Show more

 • Promoted

Middle Market Underwriter (Remote)

BerkleyBoston, MA, United States
Remote
Full-time

Company DetailsBerkley Technology Underwriters is a global insurance provider offering property, casualty, professional and cyber insurance coverage for technology companies.ResponsibilitiesAs a Te... Show more

 • Promoted

AVP, Underwriter - Sponsor Finance

Banc of CaliforniaBoston, MA, United States
Full-time

AVP, Underwriter - Sponsor Finance.BANC OF CALIFORNIA AND YOUR CAREER Banc of California, Inc.NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of... Show more