Non-QM Deal Desk Associate •

Job Title : Non-QM Deal Desk Associate

Department : Sales / Operations

Reports To : Non-QM Product Manager or Director of Sales

Location : Roseville, CA and / or Hybrid

FLSA Status : Non-Exempt

Job Summary :

The Non-QM Deal Desk Associate serves as a key liaison between account executives, loan officers, and underwriting to provide scenario structuring, pricing guidance, and policy interpretation on Non-Qualified Mortgage (Non-QM) loans. This role is responsible for supporting the growth of the Non-QM pipeline by offering responsive, expert-level guidance to internal and external stakeholders.

Key Responsibilities :

• Analyze and structure loan scenarios based on Non-QM guidelines and investor overlays.
• Provide pricing quotes and exceptions using internal pricing engines and tools.
• Communicate with Account Executives, Brokers, and Correspondents to help them understand Non-QM product eligibility and loan structuring options.
• Respond promptly to scenario and guideline inquiries via phone, email, or CRM.
• Work closely with underwriting to clarify or escalate unique or complex scenarios.
• Maintain up-to-date knowledge of company Non-QM programs, investor guidelines, and industry trends.
• Identify and escalate potential risks, guideline gaps, or market shifts to product management.
• Track and report on pipeline activity, scenario volume, and trends for management insights.
• Assist in updating and maintaining product matrices, scenario calculators, and internal guides.
• Support training initiatives by contributing to FAQs, training decks, and knowledge bases.

Qualifications :

Preferred Qualifications :