Talent.com
Portfolio Manager - Commercial Real Estate
Portfolio Manager - Commercial Real EstateBMO Financial • San Ramon, CA, United States
Portfolio Manager - Commercial Real Estate

Portfolio Manager - Commercial Real Estate

BMO Financial • San Ramon, CA, United States
2 days ago
Job type
  • Part-time
Job description

Application Deadline :

11 / 27 / 2025

Address : 2623 Camino Ramon

Job Family Group :

Commercial Sales & Service

This position is a key member of the Banks Commercial Real Estate group, collaborating with Relationship Managers to deliver well-structured loan solutions for commercial real estate customers across the U.S. The Portfolio Manager is responsible for preparing well-reasoned credit proposals in accordance with sound credit-granting principles and in compliance with Bank policy & procedures. This role is also responsible for monitoring the performance of an assigned portfolio of customers, ensuring that all reviews / renewals of loans are reviewed / re-documented in a timely manner (as necessary).

  • Credit Assessment & Risk Management (40%)
  • Client Performance / Portfolio Management (35%)
  • Sales Support and Partnership (25%)

Credit Assessment & Risk Management

  • Operate as key member of the deal team to analyze and prepare lending proposals, provide loan structuring expertise and identify opportunities to maximize penetration and returns.
  • Provide accurate financial analysis and oversight of assigned portfolio of customers as well as new customers.
  • Evaluate appropriate loan structure with respect to ability to repay, collateral and ownership.
  • Prepare and present credit applications to Credit Officers to obtain necessary credit approvals.
  • Negotiate loans with clients.
  • Protect the Banks assets and maintain quality of portfolio, ensuring credit proposals and security valuations are in accordance with sound credit-granting principles and in compliance with the Banks policies and related procedures.
  • Client Performance / Portfolio Management

  • Actively manage assigned portfolio to maximize return and credit quality.
  • Prepare concise, well-reasoned credit correspondence.
  • Responsible for monitoring covenants of clients within assigned portfolio. Identify deteriorating credit conditions and compliance with loan agreements.
  • Ensure that loan renewals, annual reviews and high-risk loan monitoring are completed on a timely basis.
  • Oversee documentation and ongoing monitoring of asset and client performance.
  • Sales Support and Partnerships

  • Provide exceptional customer service to clients.
  • Maintain contact and attend meetings with lending clients in conjunction with Relationship Managers.
  • Collaborate with Relationship Managers to generate ideas, identify client solutions, pursue marketing efforts, cover clients, and deliver timely solutions.
  • Collaborate closely with deal team members across functions including deal specialist, legal and Credit to analyze, structure, and execute transactions. Communicate effectively to ensure alignment and consistency in underwriting approach and investment rationale.
  • Assist Relationship Managers with preliminary screening and underwriting of loan packages.
  • Work with Treasury / Capital Markets / Wealth specialists as needed to support cross-sell opportunities.
  • Increase share of wallet with customer by identifying cross-sell opportunities or enhance existing services by recommending, credit, deposit, cash management, etc.
  • Maintain awareness of all firm products and services offered and facilitate means of receiving continuous updates.
  • Coach and mentor junior team members by providing guidance, feedback, and support to build technical skills, analytical thinking, and industry knowledge. Help cultivate a learning environment that fosters professional growth and ownership.
  • Knowledge :

  • An undergraduate degree, preferably in finance, economics, accounting, or real estate.
  • Completion of a major corporate credit training program (or equivalent experience) and prior lending authority.
  • 7 or more years of underwriting and portfolio management experience, preferably in a commercial real estate lending environment for loan sizes >
  • $15MM.

  • In-depth understanding of commercial banking products, commercial real estate lending, loan structuring, legal documentation, and all supporting processes and technology.
  • Deep understanding of commercial real estate (CRE) underwriting principles, including asset valuation, market risk assessment, analysis of investment property cash flows (construction, value-add, and stabilized), commercial rent rolls, commercial leases, third party reports and deal structuring across property types (multifamily, industrial, office, retail, land).
  • Experience underwriting transactions for or in partnership with institutional real estate investors such as REITs, pension funds, life insurance companies, family office or private equity sponsors.
  • Prior underwriting experience in home builder financing, including A&D (Acquisition & Development), vertical construction financing, and revolving credit facilities for public and private home builders, is preferred but not required.
  • Assess guarantor financial strength by analyzing personal and corporate financial statements, liquidity, contingent liabilities, cash flow, and net worth to determine repayment support and mitigate credit risk.
  • Skills :

  • Highly developed written and oral communication skills including the ability to write clear, concise and cogent credit correspondence.
  • Exceptional analytical skills.
  • Strong interpersonal skills.
  • Detail-oriented and well-organized, able to manage multiple projects under pressure.
  • Team player, that thrives in a collaborative environment.
  • Self-motivated with a history of meeting and exceeding goals.
  • Ability to advocate persuasively.
  • Ability to coach others.
  • Ability to work under limited supervision.
  • Proficient with MS Office products (Word, Excel, Power Point).
  • Salary :

    $88,800.00 - $165,600.00

    Pay Type : Salaried

    The above represents BMO Financial Groups pay range and type.

    Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Groups expected target for the first year in this position.

    BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit : https : / / jobs.bmo.com / global / en / Total-Rewards

    About Us

    At BMO we are driven by a shared Purpose : Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

    As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, well help you gain valuable experience, and broaden your skillset.

    To find out more visit us at http : / / jobs.bmo.com / us / en

    BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.

    BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.

    Note to Recruiters : BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

    Create a job alert for this search

    Real Estate Portfolio Manager • San Ramon, CA, United States

    Related jobs
    Senior Real Estate Transactions Manager

    Senior Real Estate Transactions Manager

    Apple Inc. • San Jose, CA, United States
    Full-time
    San Jose, California, United States Corporate Functions.At Apple Places, we don’t sit back and let things happen, we make things happen, and we do this in service to all Apple employees and custome...Show more
    Last updated: 30+ days ago • Promoted
    Commercial Lines Account Manager (HYBRID-Must have real estate exp.)

    Commercial Lines Account Manager (HYBRID-Must have real estate exp.)

    Jobot • Walnut Creek, CA, US
    Full-time
    This Jobot Job is hosted by : Dana Stark.Are you a fit? Easy Apply now by clicking the "Apply Now" buttonand sending us your resume. Salary : $125,000 - $150,000 per year.A division of a ver...Show more
    Last updated: 30+ days ago • Promoted
    Commercial Real Estate Brokerage Internship- Fall 2025

    Commercial Real Estate Brokerage Internship- Fall 2025

    Corcoran Icon Properties • San Mateo, CA, US
    Full-time +2
    Commercial Real Estate Brokerage Internship.Location : San Mateo, CA (On-Site).Industry : Commercial Real Estate.Role Type : Part time / Full time. Are you looking to gain hands-on experience in commerci...Show more
    Last updated: 30+ days ago • Promoted
    Investment Real Estate Acquisitions Agent - San Mateo, CA

    Investment Real Estate Acquisitions Agent - San Mateo, CA

    Prophet Homes • San Mateo, CA, US
    Full-time
    Investment Real Estate Agent (Acquisitions).Are you a driven, entrepreneurial professional looking to take your career to the next level? Prophet Homes is looking for ambitious, results-oriented in...Show more
    Last updated: 30+ days ago • Promoted
    Head of Real Estate & Transactions

    Head of Real Estate & Transactions

    MedStar Health • San Francisco, CA, United States
    Full-time
    Waymo is an autonomous driving technology company with the mission to be the most trusted driver.Since its start as the Google Self-Driving Car Project in 2009, Waymo has focused on building the Wa...Show more
    Last updated: 30+ days ago • Promoted
    Full Time Real Estate Agent - Inbound Leads Division

    Full Time Real Estate Agent - Inbound Leads Division

    Tuscana Properties - The Jamison Team • San Jose, CA, US
    Full-time
    Agents, let’s face it…the real estate industry is changing, and it’s changing FAST.What has worked for the last few years is no longer working…and we have to make changes ...Show more
    Last updated: 30+ days ago • Promoted
    Senior Associate, Real Estate Development

    Senior Associate, Real Estate Development

    Crusoe • San Francisco, CA, US
    Temporary
    Crusoe's mission is to accelerate the abundance of energy and intelligence.We’re crafting the engine that powers a world where people can create ambitiously with AI — without sacrif...Show more
    Last updated: 13 days ago • Promoted
    PGIM Real Estate – Investment Analyst (Hybrid-San Francisco / CA)

    PGIM Real Estate – Investment Analyst (Hybrid-San Francisco / CA)

    Prudential Annuities Distributors (PAD) • San Francisco, CA, United States
    Part-time
    Bachelor's degree • Proficiency with Microsoft Office including Excel, Word, PowerPoint, and Outlook.Strong quantitative skills and demonstrated analytical ability. Strong organizational skills and a...Show more
    Last updated: 30+ days ago • Promoted
    NAI NorCal - Commercial Real Estate - DoD Skillbridge Internship

    NAI NorCal - Commercial Real Estate - DoD Skillbridge Internship

    NAI Northern California • Oakland, CA, US
    Full-time +1
    NAI NorCal - Commercial Real Estate - DoD Skillbridge Internship.Are you interested in the commercial real estate industry? Would you like to learn more about brokerage, development, and investment...Show more
    Last updated: 30+ days ago • Promoted
    Property Asset Manager

    Property Asset Manager

    Ascend Talent Solutions • Oakland, CA, US
    Full-time
    The Asset Manager will implement the strategic direction for the company’s assets and will be responsible for maximizing the operating performance and value of the assets.With excellent analy...Show more
    Last updated: 13 days ago • Promoted
    CDL-A Lease Purchase – $2,000 / Wk NET, $0 Down Lease

    CDL-A Lease Purchase – $2,000 / Wk NET, $0 Down Lease

    DriveLine Solutions • SAN FRANCISCO, CA, USA
    Full-time
    CDL-A Lease Purchase – $2,000 / Wk NET, $0 Down Lease.Why Drivers Love This Opportunity.Trailer rental available : dry van $225 / week. Weekly truck payments : $300–$650 (varies by truck).Fuel card provid...Show more
    Last updated: 30+ days ago • Promoted
    PGIM Real Estate – Investment Analyst (San Francisco, CA / Hybrid)

    PGIM Real Estate – Investment Analyst (San Francisco, CA / Hybrid)

    Prudential Annuities Distributors (PAD) • San Francisco, CA, United States
    Part-time
    PGIM Real Estate – Investment Analyst (San Francisco, CA / Hybrid) (Finance).Job Classification : Investment Management - Investments. A GLOBAL FIRM WITH A DIVERSE & INCLUSIVE CULTURE.As the Global Ass...Show more
    Last updated: 30+ days ago • Promoted
    AVP, Commercial Property

    AVP, Commercial Property

    Sompo International • San Francisco, CA, US
    Full-time
    Assistant Vice President Commercial Specialty Property Team.Are you looking for your next opportunity?.Sompo has a unique opportunity for a Assistant Vice President of our Commercial Specialty Prop...Show more
    Last updated: 30+ days ago • Promoted
    VP, Global Real Estate, Facilities, & Safety

    VP, Global Real Estate, Facilities, & Safety

    Bio-Rad Laboratories • Hercules, CA, United States
    Full-time
    Bio-Rad is hiring a Vice President of Global Real Estate, Facilities, and Safety (GRFS).In this critical role, you will collaborate closely with the Head of Global Supply Chain as a key business pa...Show more
    Last updated: 30+ days ago • Promoted
    Controller (Real Estate)

    Controller (Real Estate)

    Jobot • San Francisco, CA, US
    Full-time
    Hybrid schedule | 4 weeks PTO | Fast growing Real Estate firm.This Jobot Job is hosted by : Zach Allison.Are you a fit? Easy Apply now by clicking the "Apply Now" button and sending us your resume.S...Show more
    Last updated: 30+ days ago • Promoted
    PGIM Real Estate Investment Analyst (Hybrid-San Francisco / CA)

    PGIM Real Estate Investment Analyst (Hybrid-San Francisco / CA)

    Prudential Financial • San Francisco, CA, US
    Full-time
    A Global Firm With A Diverse And Inclusive Culture.As the Global Asset Management business of Prudential, we're always looking for ways to improve financial services. We're passionate about making a...Show more
    Last updated: 30+ days ago • Promoted
    Senior Real Estate Transaction Manager

    Senior Real Estate Transaction Manager

    Waymo • San Francisco, CA, United States
    Full-time
    Waymo is an autonomous driving technology company with the mission to be the world's most trusted driver.Since its start as the Google Self-Driving Car Project in 2009, Waymo has focused on buildin...Show more
    Last updated: 18 days ago • Promoted
    Manager - Real Estate

    Manager - Real Estate

    Sensiba LLP • San Ramon, CA, United States
    Full-time
    At Sensiba, we're more than just a Top 75 Accounting Firm - we're a purpose-driven organization committed to making a meaningful impact for our clients, our people, and our communities.Recognized a...Show more
    Last updated: 28 days ago • Promoted