Affordable Housing Originator

Residential Mortgage Loan Originator

Responsible for driving the growth of our company by originating residential mortgage (to include emphasis on the Affordable Housing products / programs) and home equity applications according to established policies, procedures, and applicable legal and regulatory guidelines. Responsible for developing and executing business plans tailored to meet and exceed sales goals and objectives. Maintains a network of outside referral sources in assigned territories. Acts as the primary contact for a designated group of non-profit housing partners that manage grant programs and educational seminars for eligible home buyers; coordinates product education and training sessions as appropriate. Works with existing and prospective customers to explain a variety of mortgage products and services available; makes recommendations based on customer needs. Coordinates the flow of documentation from application to closing while also collaborating with all parties involved in the transaction. Refers other NBT Bank products and services as appropriate.

Education and Experience :

• Associate degree in business or related discipline and two (2) years' experience or equivalent combination of education and experience.
• Two (2) or years in Residential Lending experience preferred.
• 1 or more years' experience working with non-profit housing partners and Federal / State grant programs preferred.

Skills and Abilities :

Unique Job Characteristics and Requirements :

Business Travel required as needed between Bank Office and all designated non-profit housing agencies, realtors, etc., as well as various bank branches and regional business partner meetings, Conferences, Professional Organizations, and role related Training. NMLS Certification required or ability to obtain upon hire.

Tasks Performed :

Physical Requirements :

Why Work at NBT :

At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture, and opportunities to make a real impact in your community because your success drives our success.

Wellbeing :

At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives, and flexible work arrangements, so you can thrive both personally and professionally.

Community Involvement :

NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace.

Culture :

NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.

Career Development :

Whether you're just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential.

Total Rewards :

NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits, and performance-based incentives ensuring you feel valued every step of the way.

Business Stability :

NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes, and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan.

Benefits for Full-Time Employees :

Benefits for Part-Time Employees Working 20+ Hours / Week :

Benefits for All Part-Time Employees :

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.