Commercial Lending Business Analyst

Key Responsibilities

Business & Functional Analysis

• Collaborate with commercial lending, credit, underwriting, and operations teams to understand business needs and system requirements.
• Develop detailed business requirements, use cases, process maps, and documentation for enhancements or new initiatives.
• Conduct gap analysis to identify inefficiencies and improvement opportunities in commercial lending workflows.
• Ensure processes comply with internal policies, credit guidelines, and regulatory requirements (e.g., KYC, AML, SBA, Fair Lending).
• Assist with audits, examinations, and risk assessments related to commercial lending operations.
• Monitor quality control findings and implement corrective actions.
• Strong proficiency in Excel; experience with SQL, reporting tools (Tableau, Power BI), or data modeling preferred.
• Knowledge of commercial loan origination systems (e.g., nCino, Temenos, FIS, Moody’s, LaserPro) is a plus.
• Ability to analyze complex data sets and convert insights into recommended actions.