Portfolio Analyst (Life Sciences)

Job Summary

The Portfolio Analyst role is responsible for monitoring the performance of borrowers in the Venture Bank, interacting with clients, identifying deviations from expected performance, and raising credit concerns to the Portfolio Management team.

The Portfolio Analyst is part of a Venture Banking business unit (Technology, Life Sciences or Fund Finance) and supports borrower relationships managed by that unit.

The Portfolio Analyst should strive to understand the client’s operating performance and needs, work to build strong relationships internally and externally, positively impact the borrower’s experience with the Venture Bank and generally support the bank’s credit risk management efforts.

Responsibilities

• Enter borrower data into systems and conduct financial analysis of credit and collateral.
• Validate borrower compliance based on the Loan & Security Agreement and monitor compliance status.
• Perform financial, operational, valuation, and transactional analyses.
• Assist in underwriting modifications or renewals for borrowers and help prepare deals for credit committee.
• Complete borrower risk assessments and assist in ensuring regulatory compliance.
• Process loan transactions promptly, professionally and accurately and respond to borrower requests.
• Maintain data integrity in internal bank systems related to financials or other key information.
• Produce internal deliverables.
• Collaborate with management teams of portfolio companies or investors to understand the borrower’s performance and their financial and banking needs.
• As assigned, travel to client sites and perform other duties.

Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation.

If you require reasonable accommodation as part of the application process please contact Talent Acquisition Partner.

Qualifications

• 1-3 years related experience (banking, public accounting, financial services, venture capital, entrepreneurial ecosystem
• Bachelor’s degree, preference for Bachelor’s degree in Business, Accounting, Finance, Economics,
• Leadership or Entrepreneurship
• Ability to analyze financial statements (profit and loss, balance sheet and cash flow statements)
• Strong interpersonal, writing and oral communication and Analytical skills
• Resourcefulness in problem-solving and completing in-depth industry and market analyses
• Excellent time management, ability to multi-task in a fast-paced environment and balance priorities
• Excellent attention to detail
• Ability to interact with clients comfortably, professionally and discreetly
• Above average knowledge of MS Word and Excel
• Self-Starter

Salary Range : $64,084.80- 80,106.00 USD; Final salary to be determined by the education, experience, knowledge, skills, and abilities of the applicant, internal equity, and alignment with geographic / market data.