Mortgage Loan Processor

Job Description

Job Description

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve.

We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

• Passion : We have an unrelenting drive to be great. Quality service is our #1 priority.
• Commitment : We do not shy away from accountability. We together as a team and embrace the spirit of service.
• Leadership : We are competitive leaders in our markets and a go-to source for finance and lending.
• Community : We’re proud to support each other and our local communities. We win when our customers win.

To learn more about us, visit www.firstsavingsbanks.bank

About the role

This role is responsible for processing and managing mortgage loan applications, ensuring that all necessary documentation and information is obtained and verified to successfully complete the loan process.

This role specializes in mortgage loans that are kept within the bank's portfolio.

This role is open to the Sioux Falls or Omaha branch.

What you will do

• Manages and processes mortgage loan applications in accordance with bank policies and procedures.
• Collects and verifies all necessary financial and personal information required for loan applications.
• Orders credit reports, appraisals, and title reports as needed.
• Coordinates with loan officers, underwriters, and third-party vendors to ensure timely and accurate completion of loan applications.
• Reviews loan files for completeness and accuracy, ensuring compliance with applicable regulations.
• Remains current on changes in mortgage lending guidelines and regulations.
• May assist with application disclosures and with preparing loan closing documentation.
• Other duties as assigned.

What you will need

• 2+ years of experience in mortgage lending or related field.
• Strong communication and customer service skills.
• Ability to work in a fast-paced, deadline-driven environment.
• Attention to detail and strong organizational skills.
• Knowledge of mortgage lending regulations and guidelines.
• Proficient with Mortgage Loan Processing software, LaserPro experience preferred, Microsoft Operating System and MS office Suite of products.

What we offer

• Health Insurance
• Dental Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• A competitive 6% 401k match
• And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.